Matthew Copley

Matthew Copley Matthew Copley has specialized in helping retirees and pre-retirees successfully plan their retirement for the last 20 years. Come see Matthew Copley today!

He offers complimentary financial plans and free educational workshops because he loves helping. Financial advisor and retirement planner

What if I told you there are structured notes that have an objective of making you enjoy the highs of the stock market a...
10/04/2022

What if I told you there are structured notes that have an objective of making you enjoy the highs of the stock market and takes a lot of the risk when the market is low. You'd think I'm crazy, right? Well, that's what the Buffered Index Portfolio does.

A Buffered Index Portfolio uses structured notes to create upward participation in the market with a predetermined level of downward protection against the volatility of it. Copley Financial Group, Inc. is a retirement planning firm that focuses on wealth and investment management, among other speci

Don’t think for a minute that your investment portfolio should stick exclusively to the traditional “stocks and bonds” s...
09/27/2022

Don’t think for a minute that your investment portfolio should stick exclusively to the traditional “stocks and bonds” structure. Today’s market can be quite challenging when trying to evaluate which opportunities will be the most profitable. Commercial Real Estate is an asset class that can bring you several benefits.

Don’t think for a minute that your investment portfolio should stick exclusively to the traditional “stocks and bonds” structure. Today’s market can be quite challenging when trying to evaluate which opportunities will be the most profitable. Commercial Real Estate is an asset class that can...

Low mortgage rates have maintained the housing market among one of the few bright things in this difficult year, specifi...
09/20/2022

Low mortgage rates have maintained the housing market among one of the few bright things in this difficult year, specifically for the homeowners easing their finances by switching to shorter loan terms or refinancing their mortgage. And I want to keep today’s conversation on the latter part.

Mortgage rates set 14th record lows on 2020, driving even more refinance demand. So why is all of this happening? Why are the percentages hitting all-time lows? Will this trend continue during the second quarter of 2021? And are you a good candidate for a house refi?

Low mortgage rates have maintained the housing market among one of the few bright things in this difficult year, specifically for the homeowners easing their finances by switching to shorter loan terms or refinancing their mortgage. And I want to keep today’s conversation on the latter part. Cople...

Review our latest market update:
09/14/2022

Review our latest market update:

I'll go over the risks of holding cash at the moment and provide you with some financial instruments with excellent rates to put you in a much better position. Copley Financial Group, Inc. is a retirement planning, wealth management, and financial planning firm specializing in a holistic approach to

There is no way around it. Preparing for the loss of your parents is wrenching. There are a couple of things that you ca...
09/13/2022

There is no way around it. Preparing for the loss of your parents is wrenching. There are a couple of things that you can do during those moments that will give you and the person you love the peace of mind.

Frank dialogue and forward planning are invaluable when your parents go through this process. There are lots of decisions to be made. And it is better to make those decisions in advance.

There is no way around it. Preparing for the loss of your parents is wrenching. There are a couple of things that you can do during those moments that will give you and the person you love, peace of mind. Copley Financial Group, Inc. located in San Diego, CA

I recently spoke with some friends whose parents are retired, and they sounded a bit frustrated about their situation. O...
09/05/2022

I recently spoke with some friends whose parents are retired, and they sounded a bit frustrated about their situation. One said his mother was complaining about the Arizona heat, while the other wasn’t thrilled about the bugs back in Florida.

The question, “Where do I want to retire?” is one of the most, if not the most important, question you need to ask yourself when planning to leave the workforce.

The question, “Where do I want to retire?”, is one of the most, if not the most important question you need to ask yourself when planning to leave the workforce. Will you be content in a new location? This answer will vary from person to person. What are you looking for in a new city? Will the r...

You think I must sound utterly insane when I tell you that you can escape from your current routine, live in one of the ...
08/29/2022

You think I must sound utterly insane when I tell you that you can escape from your current routine, live in one of the multiple paradisiac cities that the United States has to offer, and make money out of it.

Well, it’s not going to sound so crazy when the program to make all of this possible has been standing right in front of you this whole time, and that’s what I want to talk to you today. I call it “the ultimate way to take advantage of the program”.

You think I must sound utterly insane when I tell you that you can escape from your current routine, live in one of the multiple paradisiac cities that the United States has to offer, and make money out of it. Here at Copley Financial Group, Inc. I can help you come up with a strategy to achieve you

What To Contemplate When Buying An Annuity?
08/22/2022

What To Contemplate When Buying An Annuity?

Annuities are seen as a strategy to alleviate the stress of running out of money on your retirement, but even they can come up short. People incur annuities for a guaranteed revenue stream by paying a lump sum or periodic payments to an insurance company. Money in an annuity will grow tax-deferred,

How do you determine when to retire? The basic answer is earning enough money from investments and other sources to supp...
08/17/2022

How do you determine when to retire? The basic answer is earning enough money from investments and other sources to support your way of life.

Many retirees and those who are beginning to consider retirement struggle because they lack a solid understanding of their annual spending patterns. It can mean the difference between someone enjoying a fantastic retirement and running out of money if they don't know that figure or plan.

An Easy Way to Find How Much You Will Spend in Retirement. One simple math equation can help you determine where to start building your retirement income plan, and whether your money should last. Copley Financial Group, Inc. is a financial firm that specializes in wealth management, retirement plann

Our unemployment rate is getting better day by day, but many people in the workforce understand that their job might not...
08/15/2022

Our unemployment rate is getting better day by day, but many people in the workforce understand that their job might not be safe. Instead of knocking on wood as the pandemic "hungover" worsens, it is essential to be apt to secure another job or prepare economically for a job loss.

Our unemployment rate is getting better day by day, but many people in the workforce understand that their job might not be safe. Instead of knocking on wood as the pandemic "hungover" worsens, it is essential to be apt to secure another job or prepare economically for a job loss. At Cople

Planning well is advised whether your retirement is still a few years off or is approaching because, without it, you can...
08/11/2022

Planning well is advised whether your retirement is still a few years off or is approaching because, without it, you can encounter significant difficulties that aren't currently on your mind. In addition, the lifestyle you want may be impacted by those problems in the future.

On your journey to retirement, you can run into unseen challenges, so it's critical to understand the potential impediments and take the appropriate action to lessen their impact.

Taxes, a well diverse portfolio, and a knowledgeable financial advisor should be the three things that you shouldn't oversee when thinking about retirement. Here at Copley Financial Group, Inc., with offices in San Diego, California and Uniondale, New York; are here to help you in every step of the

Saving for retirement is scary enough without the current state of inflation. Unfortunately, according to government dat...
08/09/2022

Saving for retirement is scary enough without the current state of inflation. Unfortunately, according to government data, inflation soared in 2021, rising 6.8%, the highest since 1982.

Annuities are seen as a strategy to alleviate the stress of running out of money on your retirement, but even they can come up short. People incur annuities for a guaranteed revenue stream by paying a lump sum or periodic payments to an insurance company. Money in an annuity will grow tax-deferred, but typically, the one you receive is taxed.

Annuities are seen as a strategy to alleviate the stress of running out of money on your retirement, but even they can come up short. People incur annuities for a guaranteed revenue stream by paying a lump sum or periodic payments to an insurance company. Money in an annuity will grow tax-deferred,

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San Diego, CA
92108

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Meet Matthew Copley!

Founder and President, Copley Financial Group, Inc. Co-Owner, Heritage Tax & Insurance Services, Inc.

Matthew Copley has specialized in helping retirees and pre-retirees successfully plan for and navigate their retirement for the last 15 years. You would be hard pressed to find a financial advisor in the greater San Diego area that is more passionate about maximizing retirement income while reducing taxes. He is a financial advisor that enjoys helping people and it shows in the fact that he has conducted hundreds of educational workshops over the years. These workshops cover various retirement planning topics including “How To Maximize Social Security Benefits”, “The Truth About Reverse Mortgages”, and “Understanding the Different Types of Annuities”, just to name a few. He loves to help people with their finances and his passion shows in the results he achieves for his clients.