CalTex Financial Group LLC

04/11/2026

Pets are a tremendous part of the hearts and lives of so many. Many people will tell you that adopting a pet is one of the most joyful and satisfying things they have ever done. Whether you have pets in your life or are considering adopting one (perhaps you have several!), we want to wish you and your companions a happy National Pet Day!

04/08/2026

Great wine and great wealth have something in common—they both reward patience. 🍷

Behind every perfect vintage is time, care, and consistency. The same goes for your financial strategy. The goal isn't quick wins or a perfect growing season, but something that matures over time.

Let's raise a glass to long summer nights with friends, trusted bottles full of years of promise, and a life worth savoring.

Salut! 🥂

04/05/2026

03/18/2026

A long-term study suggests that certain types of brain training may be linked to better cognitive health later in life.

Researchers followed nearly 3,000 adults aged 65 and older for 20 years. Participants who completed up to 23 hours of a cognitive “speed training” program — focused on improving visual processing and reaction time — were found to have a 25% lower risk of developing dementia compared with those who did not receive the training.

Other types of exercises, such as memory or reasoning training, did not show the same results.

Experts note that dementia is influenced by many factors, and no single activity prevents it. Still, the findings add to a growing conversation about how small, consistent habits may support long-term brain health.


Source:

Adults who played a specific type of cognitive speed training were found to have a dramatically lower risk of developing Alzheimer’s, new research finds.

03/03/2026

Just over 50 percent of homeowners still have mortgages with rates under 4 percent. But that number has been trending lower, especially in the past year. Are you thinking about making a change?

02/14/2026

💖 February 14 is Valentine's Day! 🎉 Valentine’s Day is a time to celebrate with someone special, think back on good times, and look towards the future. Here’s to a wonderful, loving Valentine’s Day for everyone! 🌹❤️

01/29/2026

Homeownership can bring added considerations during tax season.

As the IRS begins accepting 2026 tax returns, homeowners may be reviewing whether to itemize deductions or take the standard deduction. Depending on individual circumstances, certain expenses tied to owning a home may still be eligible for tax treatment under current rules, including mortgage interest and property-related costs.

Because tax situations vary, it may be helpful to review what applies to you before filing.

If you have questions about how these items show up in your overall financial picture, feel free to reach out. For specific tax guidance, it’s best to connect directly with your qualified tax professional. I’m happy to coordinate with them to ensure your financial strategy is aligned.



Source:

It will mostly be business as usual for homeowners this tax season. However, new changes introduced under the "big, beautiful bill" may affect how they file.

12/25/2025

Wishing You a Very Merry Christmas.

12/19/2025

A new Realtor.com analysis indicates that home prices may decline in 22 of the 100 largest U.S. cities in 2026, with most of the projected decreases concentrated in the South and West. Seven of the eight largest cities in Florida are expected to see price drops, with the Cape Coral–Fort Myers area forecast to fall 10.2%, the steepest decline in the country.

The North Port–Sarasota–Bradenton region is projected to follow with an 8.9% decline. These metros saw significant demand during the pandemic boom, and rising inventory and more balanced conditions are now contributing to softer price expectations.

While 22 cities are slated for declines, prices in the remaining large metropolitan areas are still expected to rise, albeit modestly, with a median increase of approximately 4%. The report also notes a potential uptick in existing-home sales, which are projected to reach 4.13 million in 2026.

A new report from Realtor.com projects that the housing market will shift in a more buyer-friendly direction in 2026.