Taylor R. Schulte, CFP

10/08/2022

Many estate plans have unknowingly had the "rug ripped out from under them." Shocking NEW regulations effective Jan 1, 2020 (the SECURE Act) quietly introduced changes that may have unknowingly: -Disinherited spouses -Increased tax exposure -Changed gifting limits and strategies -Impacted trusts -Negatively impacted heirs and multigenerational strategies Read about these 6 new "wormholes" and how they may have impacted existing or future plans.

10/08/2022

Shocking threats to existing and new Estate Plans have been quietly caused by the SECURE Act (effective Jan 1, 2020). Threats could have resulted in unknowingly or accidentally disinheriting a spouse. Other "domino effects" are caused by changes to taxes, trusts, gifting limits, and more. There is a limited time window to edit existing plans or start from scratch.

04/25/2022

Today I’m sharing everything you need to know about the 2022 IRMAA Brackets.

I’m also sharing:

‣ What IRMAA is
‣ How IRMAA is calculated
‣ The 10 best ways to avoid IRMAA

If you want to lower your Medicare premiums this year and learn how to reduce IRMAA, you’ll love this article. 👇

Today I'm sharing everything you need to know about the 2022 IRMAA Brackets. I'm also sharing: What IRMAA is How IRMAA is calculated The 10 best ways to

10/29/2020

Your portfolio’s Check Engine Light could be flashing and the time to get it checked out is before it leaves you stranded on the side of the road. I’m offering a FREE Retirement Checkup to help folks assess their investments and determine what (if anything) they need to do to adapt. It’s at no-cost or obligation. Don’t wait to get the problems diagnosed. We’re experiencing a once-in-a-generation situation and I want you to be prepared.

Check engine light flashing? Here's what to do

10/22/2020

Is your portfolio’s Check Engine Light flashing? “Warning” signs that you need to get it checked out could be: worry about performance, bad or no advice about what to do next, and fear that you’re taking too much risk. I’m offering a FREE Retirement Checkup to help them assess their current investments and determine what they need to fix or update.

Find out if you're still on track despite the downturn

10/15/2020

Signs your portfolio might be flashing a “CHECK ENGINE LIGHT:” You’re not sure what investments you’re in (or why), being happy about the recent rally but aren’t sure it’ll last, not getting good advice about what to do next, feeling uncertain about what the next move is. Don’t wait to get the problems diagnosed. We’re experiencing a once-in-a-generation situation and I want you to be prepared.

Get a FREE Retirement Checkup to find out what to do

10/09/2020

Friends (especially those who are interested in self improvement), this month’s Visual Insights Newsletter is all about becoming a smarter investor by harnessing the power of behavior. Check it out!

How you think & feel impacts your financial decisions

10/08/2020

Investors and friends, is your portfolio flashing a warning light? “Warning” signs could be: worry about how your investments are performing, bad or no advice about what to do next, and fear about the future. Would you like to get it checked out? I’m offering folks a FREE Retirement Checkup to help them assess their current investments and determine what they need to fix or update.

Find out if you're still on track despite the downturn

10/02/2020

San Diego investors and friends, the super-short bear market, recession, and continuing coronavirus crisis mean we’re dealing with historic levels of uncertainty. What can we do when we don’t know what the future holds? We focus on what we can control: mindset and behaviors. Learn about the common biases and negative behaviors that can rob you of your dreams.

These tips can help you make smarter financial choices