Aaron B. Moore

08/30/2024

If you're not in the real estate business, it's hard to understand how all the moving pieces flow and fit together.

And most people don't understand this...which just compounds the challenge of buying real estate in the

If borrower "A" is prepared and has paperwork ready to go, and borrower "B" also has an offer in but doesn't have their paperwork complete, guess who you think the seller will choose to go with?

The seller is going to take the faster, better, stronger offer. Let that offer be yours!

Real estate is a long-term holding, a place you can call home, that can serve as a long term investment that can help you build wealth and financial independence.

So if you're thinking of making a purchase, don't you want to be as best prepared as you can to win the house?

If you're in the market to buy you need to get a letter from your lender to pre-qualify you. This will give you a sense of how much you can borrow (how much house you can afford) as well as the options you have to define the loan terms.

I'd encourage you to reach out to a qualified mortgage lender like my friend and colleague Matthew Falconer @ CrossCountry Mortgage, LLC

08/24/2024

Continuing the thread of our conversation, Krystle Kaul and I discuss here the breadth and depth of the partnership between the public sphere and private industry; and specifically how that knowledge creates opportunities for business growth and for serving your country.

Public/Private partnerships exist to enhance the efficacy and readiness of local, state, and federal governments. These contracts are out there for those looking for the opportunity to grow.

Krystle has experience working in Silicon Valley, meeting with the CEOs of Cisco, IBM, and other large and small tech companies, understanding the needs of all stakeholders, and the expertise to bring it all together to make it happen.

These insights have given her specific industry knowledge that she uses to help her clients build bridges between the client's specific skill set and the needs of the government.

What a way to give back, serve your country, and build a successful business all at the same time.

08/24/2024

I am honored to present to you my next guest on the Exponential Wealth podcast Krystle Kaul!

Krystle is an ex-Congressional Candidate in VA, National Security Democrat, Emerging Trends Technology Expert, Defense Tech Small Business Growth Advocate, and now running her own consulting business: Krystle Klear Communications

One of the biggest opportunities that consultants and small business owners are missing out on is contract work through the US Government.

That's right, every day there are thousands of jobs posted in every feasible category of work, and very few people who know and understand how to secure these lucrative contracts.

Here is where Krystle and her consulting business are creating massive value for their clients, securing lucrative contracts, all while supporting and helping the US Government thrive: Education, Commerce, Defense, Security, Transportation, Infrastructure, etc...

If you are a contractor or consultant that is currently looking to take on new clients, and create a funnel for new business to help you grow, then I encourage you to contact Krystle to get started securing government contract work.

10/28/2023

02/16/2023

Do you have a goal to save up and buy your first home?

What about a goal of trading up from a condo to a single family home? While the challenge can be daunting, the first step is understanding what is possible.

And that takes ACTION!

Are you really going to get off the sidelines and do something about your current situation?

Whether it be getting serious about buying a home, or going through the steps to see how much home you can qualify for.

Carly Sieff has been helping her clients buy and sell real estate here on the peninusla year after year. Join us as we discuss the complexity and landscape of becoming a homeowner here in San Mateo County.

Don't stand on the sidelines! Reach out to your financial advisor, a mortgage lender, and a realtor to start getting serious!

If you need a recommendation to a professional who can help, please DM me and we can get you set up with the right pros to help you execute on your goals and dreams!

02/01/2023

Oh hey everyone, it's just Aaron here...

I wanted to take a moment to acknowledge the thousands of people who have recently lost their jobs at some of the most high profile technology firms here in the bay area. This moment must be very challenging.

There have been some great posts of encouragement from colleagues and clients here on this platform, giving me hope that opportunity exists for those that have been seperated from service. And other posts sharing encouragement for those that kept their jobs but that now shoulder the responsability of those that were let go. Cruel irony indeed.

If you've been let go recently...

Here are the TOP 5 Things you can do now to take action to understand and thrive in your new financial reality:

1. Understanding your severance package

- 30 days or 60 days of compensation, PLUS a set number of weeks for each year of employment
- Accelerated Vesting Schedule for RSUs
- Potentially one last bonus

2. Gain control of your retirement 401(k), ESPP and RSU Accounts

- Consolidate your accounts with one custodian for ease of management
- Identify you asset allocation strategy as well as a potential divestment strategy from company stock
- Open a Traditioanl IRA, Roth IRA, and potentially a separate brokerage account. Please be aware of the different tax treatments here.

3. Figure out what it costs to be you

- Keeping cash on hand and watching your emergency fund – this is what it’s here for after all.
- Determine if you need money from where you will draw. Consider cash and cash alternatives first, retirement assets last. With the stock market where it's at right now, it may not be a good time to offload your RSUs. So have a plan in place.

4. Cobra Health Insurance

- Bridge policy that lets you stay on your employer’s insurance for up to 18 months - while you pursue your next career move. You will be required to pay the cost.

5. Apply for Unemployment Benefits

- Here in California you can go online and file a claim to see if you’re eligible. You don't get what you don't ask for.

I hope this is helpful! Please feel free to share this post with your colleagues, friends, family, whoever may be impacted.

Please reach out if you'd like to schedule some time for us to continue the conversation off-line, me and my team are ready to help you figure out your best path forward.

Wishing everyone the opportunity to find the intersection of their talents and their passion, to give our days meaning and mana.

At your service,
Aaron

01/25/2023

"Dream It. Plan It. Live it." There is no better feeling than setting out upon one's path towards success. My father for years would implore me to spend less than I made, invest the difference, save for retirement, buy a home, etc... When I lost my dad to cancer in 2013 his words came to life for me like they never did when he was alive. It was in that moment that my life changed and I became the advocate I am today for financial planning and wealth accumulation.

As I changed my state of mind towards money, and created success in my own life by buying my first home, saving for retirement, etc... so did my desire to bring this feeling of empowerment to my friends and family who I knew needed the guidance. That is why today I have dedicated my life and my career to helping friends and family (i.e. my clients) pursue financial success and wellness, however that applies in their lives.

I empower my clients to make smart investment and financial decisions. Together we prepare and implement goal-based financial recommendations and strategies. With a team of experience financial planners, and a host of professional resources at our fingertips, I do the heavy lifting for my clients to help make sure they get on track and stay on track toward financial success.

While not in the office I love spending time with my family, exploring around the bay, reading books with my kids or playing sing-a-long songs on the guitar. I've been playing tennis more recently and love hiking and trail running. If not outdoors then I'm at a symphony or concierto at the Legion of Honor or checking out the latest exhibition at the De Young. And now with small children it's all about the SF Zoo and Academy of Science.

Aaron Moore is a registered representative with and securities and advisory services offered through LPL Financial a registered investment advisor, Member FINRA/SIPC.
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The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
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Aaron B. Moore | CA | 1510 Fashion Island Blvd Ste. 380 San Mateo CA 94404 | CA Insurance License