Kayla Fernandez

07/09/2026

Money Psychology Newsletter: The Emotional Side of Downsizing
Why letting go of a home often has very little to do with real estate. Read here: https://mailchi.mp/calfinad/july-newsletter

07/09/2026

Adding alternatives can help diversify a portfolio, but don't chase returns, instead, chase a prudent and diversified strategy.

Thank you Emily DiNuzzo for including me as a contributor to her latest Investopedia article.

Learn how managed futures, commodities, and volatility ETFs can diversify portfolios and improve resilience during market stress.

05/18/2026

Many parents want to help their adult children financially — but doing so without jeopardizing their own retirement takes careful planning.

Thank you Diane Harris for including me as one of the professional contributors in this recent Kiplinger article discussing how to support adult children while still protecting long-term retirement goals.

The Bank of Mom and Dad can be challenging — financially and emotionally. These tips pave the way.

04/23/2026

Did you know Treasuries are generally state income tax FREE?

I was recently featured in an Investopedia article regarding bonds and income portfolios. 💸 Take a look at the article here:

Link:

Understand how interest rate risk affects bond income and retirement portfolios—and how to manage price and reinvestment risk strategically.