10/22/2026
True or False: If you’re 70½ or older, you can give money to charity straight from your IRA and skip paying income tax on it entirely.
Take a guess before you scroll…
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TRUE! It’s called a Qualified Charitable Distribution (QCD). Give directly from your IRA to a qualified charity, and that money never hits your taxable income — no itemizing required. In 2026, you can give up to $111,000 this way, and once RMDs kick in at 73, a QCD can satisfy them too.
Drop a 💙 if you knew it, or a 🤯 if that surprised you!