Adam Wolf- Financial Advisor, 1280 Financial Partners

07/17/2026

One small habit can quietly cost someone hundreds of thousands of dollars over a lifetime.

It's not checking an old 401(k).

When retirement accounts are left on autopilot, people often don't notice:
• Higher investment expenses
• Asset allocations that no longer fit their goals
• Duplicate investments
• Missed opportunities to rebalance

None of these mistakes feels dramatic. However, over 20 or 30 years, small inefficiencies can become very expensive.

The lesson isn't to constantly trade. It's to periodically review what you already own.

When was the last time you looked at your oldest retirement account?

Part 3 of my 8-part "Don't Forget Your 401(k)" series

07/15/2026

The average forgotten 401(k) holds nearly $67,000.

So what actually happens if you leave it behind? It depends on the balance. Sometimes it simply stays in your former employer's retirement plan. Sometimes smaller balances are automatically rolled into an IRA chosen by the plan.

In other cases, unclaimed money may eventually end up with a state's unclaimed property program. Before a class-action lawsuit was filed on behalf of Ohio residents, a $600 million grant from this fund was set to help build the new Cleveland Browns stadium.

The point isn't that your money disappears overnight. The point is that retirement accounts deserve attention—even after you've left the company.

Your investments, fees, and beneficiaries may no longer reflect your goals. Changing jobs shouldn't mean forgetting your retirement savings.

How many employers have you worked for during your career? If you’re like me, you probably have more than one.

Part 2 of my 8-part "Don't Forget Your 401(k)" series

Send a message to learn more

07/10/2026

There's an estimated $2.1 trillion sitting in forgotten retirement accounts. Let that sink in.

Roughly 32 million old 401(k) accounts are no longer actively managed. Many belong to people who changed jobs, got busy, and simply never looked back.

That's nearly one-quarter of all 401(k) assets.

Imagine filling The Shoe over 300 times. Now imagine every person in those seats forgot where part of their retirement savings was. It happens more often than you'd think.

Over the next few weeks, I'm putting together a short series on old 401(k)s:
• How people lose track of them
• What your options are after changing jobs
• And how to avoid some of the biggest retirement mistakes I see

Have you ever changed jobs and forgotten about an old retirement account? If so, you’re not alone.

Part 1 of my 8-part "Don't Forget Your 401(k)" series

Send a message to learn more

06/15/2026

From the basics of budgeting to asset allocation for investors at every life stage, we will cover a little bit of everything! Please bring your questions so we can dive into what matters most to you.

Learn about how to get started with investing from guest speaker Adam Wolf from 1280 Financial Partners - Thursday, June 18 at 12 p.m.

06/03/2026

Join 1280 Financial Partners for an exciting lunch and learn webinar on private equity and disruptive innovation.

We have a tremendous panel lined up including:
-Mary Ann Bartels, Chief Investment Strategist at Sanctuary Wealth
-Jack Stock, ARK Investments portfolio manager
-Andrew Werner, American Beacon VP of Institutional and Private Markets

With continued momentum around companies like SpaceX, OpenAI, and Anthropic, you won't want to miss this.

Register with the QR Code or link below!

https://sanctuarywealth.zoom.us/webinar/register/WN_xlcbvDmMQHWNZn-OsfO2Nw #/registration

05/19/2026

Curious about investing but not sure where to begin? This session breaks down the basics in plain language- what investing is, why it matters, and how to get started with confidence. We’ll cover foundational concepts, common misconceptions, and simple strategies designed for long-term success. No prior knowledge is needed- just bring your questions and an open mind.

05/11/2026

We're running it back! On Thursday, May 14th @ 11 AM. This time we will focus on AI and how it is shaping our world. Come out and bring your questions!

See you at 11AM!

04/15/2026

Most people think their income will always be there. It won't.

One thing baseball teaches you quickly: you don't get paid forever. They'll fire you after a month of bad performance — trust me. You get paid while you can perform. And for most guys, the only real payday is the day you sign that contract.

Your peak earning years are limited.

Most people treat their income like it'll last forever. Do yourself a favor — maximize your earning window. And make sure your money keeps working long after you stop.

04/06/2026

The biggest advantage in baseball isn’t talent. It’s development.

Great teams don’t rely only on big free agent signings. They build through their farm system. I know nobody wants to hear it, but the LA Dodgers develop talent as well as anybody in the game.

Your finances work the same way. The earlier you start investing, the more time your money has to develop.

You don’t need a $414 million dollar payroll; you just need to get in the game.