Coastal Palms Health Group

Coastal Palms Health Group Navigating Retirement with Confidence 🌴
Your retirement journey has many moving pieces, and our mission is to help simplify the process. Stay Coastal 🌴

🌴 Medicare & Retirement Guidance Made Simple
Lakewood Ranch + Sarasota, FL
Medicare Advantage • Supplements • Part D
Long-Term Care • Life Insurance • Annuities
Family-Owned | Nurse-Led Support
Stay Coastal 🌴 About Coastal Palms Health Group 🌴

Your Lakewood Ranch & Sarasota Retirement Solutions Resource
At Coastal Palms Health Group, we believe retirement planning is about more than choosing a po

licy, it’s about protecting your health, your lifestyle, your family, and your future. We are a family-owned retirement solutions practice based in Lakewood Ranch, Florida, proudly serving Sarasota, Bradenton, Parrish, Venice, Tampa Bay, and communities throughout Florida. Founded by husband-and-wife team Tom & Nicci Barilla, Coastal Palms combines decades of experience in Medicare, insurance, healthcare, and client advocacy to provide personalized education and guidance through some of life’s biggest transitions. We provide guidance and education for:
🌴 Medicare Planning & Education
🌴 Medicare Advantage Plans
🌴 Medicare Supplement (Medigap) Options
🌴 Prescription Drug Coverage (Part D)
🌴 Long-Term Care Planning Strategies
🌴 Life Insurance Solutions
🌴 Retirement Income Planning
🌴 Annuity Strategies
🌴 Legacy & Family Protection Planning
🌴 Florida Retirement Relocation Support

Whether you are preparing for retirement, turning 65, relocating to Florida, protecting your retirement savings, or planning for future healthcare needs, we are here to help you navigate the journey. A Different Kind of Retirement Experience
At Coastal Palms Health Group, you are not just another appointment. We built our practice around education, relationships, and trust - bringing back the personal experience many people feel has disappeared in today’s world of call centers and confusing information. Tom brings extensive Medicare and retirement planning experience, continuing a family legacy that began in 1987 helping individuals navigate their healthcare decisions. Nicci brings a healthcare background as a Licensed Practical Nurse, offering a unique perspective on patient advocacy, healthcare systems, aging, and family support. Together, we bridge the gap between insurance, healthcare, and real-life retirement needs. Proudly Serving the Coastal Community 🌴
As Lakewood Ranch residents and local business owners, our commitment goes beyond retirement planning. We believe in relationships, community, and supporting the place we call home. From local partnerships and small businesses to youth sports and community involvement, we are proud to be part of the Sarasota and
Manatee County community. Our mission is simple:
To help you feel educated, supported, and confident as you navigate retirement’s changing tides. Welcome to the Coastal Family.

07/19/2026

🚨 “My neighbor LOVES their Medicare plan!”

That’s great…

But they’re not YOU.

One of the biggest Medicare mistakes I see is people choosing a plan based on what worked for a friend, sibling, coworker, or even the person they met at Publix.

The problem?

They don’t have:
❌ Your doctors
❌ Your medications
❌ Your specialists
❌ Your healthcare needs
❌ Your retirement goals

The best Medicare plan isn’t the one everyone else has.

✨ It’s the one that’s built around YOU.

At Coastal Palms Health Group, we compare plans based on your healthcare, your lifestyle, and your retirement goals, because Medicare isn’t one-size-fits-all.

🌴 Proudly helping clients throughout Florida, Minnesota, and Wisconsin navigate Medicare with confidence.

💬 Question for you:
Have you ever received Medicare advice from a friend or family member? Did it make you second-guess your own decision? Share your experience below!

❤️ Save this Reel so you remember this during Medicare enrollment.
📲 Share it with someone who’s turning 65 or planning for retirement.

07/14/2026

💵 Are you sitting on accessible cash and don’t even know it?

If you’re over 50 and own a permanent life insurance policy, you may have accumulated cash value that could become an important part of your retirement strategy.

Many people think of life insurance as something that only benefits their family after they’re gone.

But some policies can offer additional flexibility while you’re living.

Depending on your policy, that cash value may help provide options for:
🏡 Home improvements
🚗 Vehicle purchases
💙 Unexpected expenses
📈 Retirement income planning
🌴 Greater financial flexibility

The important part isn’t simply having cash value—it’s knowing how it fits into your overall retirement plan.

At Coastal Palms Health Group, we help our clients understand all the tools available to protect their retirement, their legacy, and their future.

📍 Helping families throughout Sarasota, Lakewood Ranch, Bradenton, Venice, Parrish, Tampa Bay, Naples, Florida, plus Minnesota and Wisconsin.

🌴 Plan. Prepare. Prosper.
Stay Coastal.

👇 Question: When was the last time someone reviewed your life insurance policy with you?

07/11/2026

🚨 MEDICARE MYTH : “I’m stuck with the broker who signed me up.”

I hear this almost every week.

👉 “I enrolled through an 800 number.”

👉 “My broker disappeared.”

👉 “No one calls me back.”

👉 “I guess I’m just stuck.”

Here’s the truth…

In many situations, you have options.

Your Medicare journey doesn’t end after enrollment, and neither should the support you receive.

At Coastal Palms Health Group, we believe you deserve more than a policy, you deserve a relationship.

That means:
✔ Annual Medicare reviews
✔ Help when your prescriptions change
✔ Guidance when your doctors change
✔ Someone who actually answers the phone
✔ A local team that gets to know YOU, not just your policy number

Whether you’re in Florida, Minnesota, or Wisconsin, we’re here to help you navigate Medicare with confidence.

📍 Proudly serving Florida, Minnesota & Wisconsin.

🌴 You are NOT stuck with mediocre.

👇 Have you ever enrolled through an 800 number or had a broker disappear after enrollment? I’d love to hear your experience in the comments.

07/10/2026

🚨 “Just call the insurance company.”

It sounds like great advice… until you stop and think about it.

If you call one insurance company, they’ll explain their plans, and they should. That’s their job.

But who’s helping you compare all your options?

At Coastal Palms Health Group, we work for you, not just one insurance company. We compare plans based on your doctors, prescriptions, specialists, hospitals, lifestyle, and retirement goals so you can make a confident decision.

The best Medicare plan isn’t the one a company sells.

It’s the one that’s the best fit for you.

📍 Proudly serving Sarasota, Lakewood Ranch, Bradenton, Venice, Parrish, and retirees across Florida.

🌴 Complimentary consultations.
❤️ Personalized guidance.
🏖️ Stay Coastal.

07/08/2026

💰 Retirement isn’t just about receiving a monthly paycheck… it’s also about having access to your money when life happens.

Imagine you’re retired and suddenly you need $50,000 or $60,000 for a new roof, a major home repair, a vehicle, helping family, or another unexpected expense.

If your retirement income comes only from a traditional monthly pension payment, you may not have the flexibility to access a larger amount of your retirement dollars when you need them.

That’s why one of the most overlooked parts of pension planning is liquidity.

Some pension plans offer a lump-sum distribution option before retirement. Depending on your situation, that option may provide additional flexibility as part of an overall retirement strategy. The right approach depends on your goals, your pension, and your financial picture.

The biggest mistake we see?

People focus only on “What’s my monthly payment?” without asking:

✔️ What happens if I need a larger amount of money later?
✔️ Will I have access to my retirement savings?
✔️ Am I giving myself enough flexibility for life’s unexpected moments?

At Coastal Palms Health Group, we help families look at the entire retirement picture, not just one number on a pension election form.

📍 Proudly helping retirees throughout Lakewood Ranch, Sarasota, Bradenton, Venice, Parrish, Tampa Bay, Naples, Florida, and serving families in Minnesota and Wisconsin.

🌴 Plan. Prepare. Prosper.
Stay Coastal.

👇 Question: If you unexpectedly needed $60,000 tomorrow, would your retirement plan make that easy, or difficult?

07/07/2026

🚨 When was the last time you made a six-figure financial decision by calling an 800 number?

Exactly.

Yet every day, people make important Medicare and retirement decisions by speaking with the first person who answers the phone.

At Coastal Palms Health Group, we believe your retirement deserves more than customer service, it deserves a relationship.

As an independent Medicare and retirement planning brokerage, we take the time to understand your doctors, medications, healthcare providers, retirement goals, income, and lifestyle before helping you compare plans from multiple insurance companies.

Because Medicare isn’t one-size-fits-all—and neither is retirement.

If you’re:
🌴 Turning 65
🌴 Planning for retirement
🌴 Reviewing your Medicare coverage
🌴 Moving to Florida
🌴 Looking for a local Medicare advisor in Sarasota or Lakewood Ranch

We’re here to help.

📍 Proudly serving Sarasota, Lakewood Ranch, Bradenton, Venice, Parrish, and retirees throughout Florida.

📞 Complimentary consultations.

🌊 Stay Coastal.









07/06/2026

💙 Medicare isn’t one-size-fits-all… because YOU aren’t one-size-fits-all.

No two people have the same healthcare needs.

You may need different specialists.
Different hospitals.
Different prescriptions.
Different treatment plans.

Whether you’re managing diabetes, heart disease, cancer, or simply want to keep seeing the doctors you trust, your Medicare plan should be built around your life, not someone else’s.

That’s why working with an independent Medicare brokerage matters.

At Coastal Palms Health Group, we’re not a 1-800 call center, and we’re not limited to one insurance company.

We take the time to understand your healthcare needs, review your doctors and medications, compare multiple plan options, and help you choose coverage that fits your unique situation.

Because Medicare isn’t just about picking a plan.

It’s about having a team in your corner long after enrollment is complete.

📍 Helping individuals and families throughout Lakewood Ranch, Sarasota, Bradenton, Venice, Parrish, Tampa Bay, Naples, and across Florida, while continuing to serve clients in Minnesota and Wisconsin.

🌴 Plan. Prepare. Prosper.
Stay Coastal.

👇 Question: What’s most important to you when choosing a Medicare plan, your doctors, prescriptions, hospitals, or keeping your costs predictable?

07/05/2026

💰 Your pension may stay the same… but the cost of living probably won’t.

One of the biggest retirement planning questions isn’t just:

“How much will my pension pay?”

It’s also:

“Will that income still support the lifestyle I want 20 years from now?”

Some pensions include cost-of-living adjustments.

Others pay the same monthly amount for life.

For retirees who have a lump-sum rollover option, there may be additional ways to structure retirement income based on their personal goals and financial situation.

That’s why retirement planning isn’t one-size-fits-all.

At Coastal Palms Health Group, we help our clients understand all of their options so they can make informed decisions designed to protect their retirement income, preserve their legacy, and create confidence for the future.

📍 Proudly helping retirees throughout Lakewood Ranch, Sarasota, Bradenton, Venice, Parrish, Tampa Bay, Naples, and across Florida, while continuing to serve families in Minnesota and Wisconsin.

🌴 Plan. Prepare. Prosper.
Stay Coastal.

👇 Question: Does your pension include a cost-of-living adjustment? If you’re not sure, now is a great time to find out.

07/03/2026

🚨 Retirement planning doesn’t begin after the crisis… it begins before it.

As retirement specialists, Medicare advisors, and healthcare professionals, we’ve seen firsthand how quickly life can change.

Too often, families are left making major financial and healthcare decisions during some of the most emotional moments of their lives.

By then, many of their options have already changed.

Planning ahead isn’t about expecting the worst.

It’s about protecting what matters most while you still have choices.

A thoughtful retirement plan can help you:

✔️ Protect your retirement income
✔️ Preserve your assets
✔️ Safeguard your legacy
✔️ Prepare for future healthcare needs
✔️ Create peace of mind for you and your family

At Coastal Palms Health Group, we’re here to help you prepare before life forces the conversation.

📍 Proudly helping retirees and future retirees throughout Sarasota, Lakewood Ranch, Bradenton, Venice, Parrish, Tampa Bay, Naples, and across Florida, as well as families in Minnesota and Wisconsin.

🌴 Plan. Prepare. Prosper.
Stay Coastal.



💬 Question: If something unexpected happened tomorrow, would your retirement plan be ready?

07/02/2026

💰 Retirement isn’t static… so should your income be?

One of the biggest pension planning questions isn’t how much you’ll receive each month…

It’s whether you’ll have the flexibility to adapt if life changes.

Many pension payment options provide a fixed monthly income, and once you make your election, you typically can’t change it.

But retirement isn’t predictable.

🏥 Healthcare costs can change.
✈️ Your lifestyle may change.
📈 Inflation can change.
👨‍👩‍👧‍👦 Your family’s needs can change.

That’s why flexibility should be part of every retirement conversation.

🎥 Day 3 of our 7-Part Pension Planning Series explores why understanding all of your pension options matters before making one of the biggest financial decisions of your retirement.

📍 Helping retirees throughout Florida, including Lakewood Ranch, Sarasota, Bradenton, Venice, Parrish, Tampa, and Naples, as well as our families in Minnesota and Wisconsin.

🌴 Plan. Prepare. Prosper.

👇 Would flexibility be important to you in retirement? Let us know in the comments!

Address

9040 Town Center Parkway
Sarasota, FL
34202

Opening Hours

Monday 7am - 6pm
Tuesday 7am - 6pm
Wednesday 7am - 6pm
Thursday 7am - 6pm
Friday 7am - 12pm
Saturday 10am - 2pm
Sunday 10am - 2pm

Telephone

+16514721013

Website

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