T R U E Coastal Capital, LLC

07/31/2026

When it comes to small business retirement options, the choices can feel overwhelming. This post highlights that a SEP-IRA, SIMPLE IRA, and 401(k) are structured differently, and that the right fit depends on business size, number of employees, and overall goals.

07/28/2026

Traveling to Europe may look a little different this summer.

The European Union’s new Entry/Exit System is now in place for many non-EU travelers, including Americans visiting participating Schengen Area countries.

The system replaces passport stamps with a digital process that records entry and exit information. Travelers may be asked to provide passport details, fingerprints, and a facial scan when arriving.

The rules for how long visitors can stay have not changed, but the process at some airports may take longer as travelers and border officials adjust to the new system.

Larger airports and major travel hubs may experience longer wait times, especially during peak travel periods.

For anyone heading to Europe, a little extra time at the airport could help make the arrival process smoother.


Source:

Travel experts say to be prepared for potential disruptions as countries implement the new Entry/Exit System now in place across the EU and other countries.

07/24/2026

El Niño has formed in the Pacific, and forecasters say it could become one of the strongest events on record.

El Niño is a natural warming pattern in the Pacific Ocean that can affect weather around the world. This cycle may increase the risk of extreme heat, floods, droughts, wildfires, and other costly weather disruptions.

NOAA says there is a 63% chance this El Niño could become intense enough to rank among the largest events in the historical record going back to 1950.

The potential impact is not limited to weather. Severe climate events can affect agriculture, energy demand, insurance costs, supply chains, transportation, and local economies.

For households and businesses, El Niño is as much an economic story as an environmental one.



Source:

U.S. meteorologists say an El Nino has formed. That's the natural warming of parts of the Pacific that changes weather around the globe.

07/21/2026

Federal Reserve independence is receiving renewed attention as questions around political pressure and monetary policy continue to surface.

In recent remarks, former Fed Chair Jerome Powell described the central bank as facing a political “stress test,” emphasizing the importance of keeping monetary policy decisions insulated from short-term political influence.

At the center of the discussion is the idea that public trust matters. When households, businesses, and markets believe the Fed is making decisions based on economic conditions, that credibility can support confidence in the broader financial system.

The concern is that political pressure could push policymakers toward short-term decisions that may not align with long-term price stability.

History has shown that inflation can become harder to manage when interest rate decisions are delayed or influenced by outside pressure.

For the economy, the broader issue is not just who leads the Fed — it is whether the institution can maintain credibility while balancing inflation, employment, and financial stability.


Source:

The Supreme Court is expected to rule within weeks on Trump's attempted removal of a Fed governor.

07/17/2026

This month's chart tracks the Rolex resale market alongside the S&P 500. When the consumers start pulling back on luxury purchases, it can be a signal. What signals are you watching right now?

07/14/2026

A takeover battle is unfolding around a historic Italian lender widely regarded as the world’s oldest bank.

Founded in 1472, the institution began as a way to provide credit to lower-income citizens in Siena. More than five centuries later, it remains part of Italy’s financial landscape.

The current bidding activity has drawn attention because the outcome could reshape part of Italy’s banking sector.

The situation also carries broader significance because the bank has connections to major financial holdings, including insurance and government bond exposure.

For Italy, the issue is not only about banking. It also raises questions about domestic control, foreign influence, and how countries approach financial institutions viewed as strategically important.

It is a reminder that financial history is not frozen in the past. Sometimes, institutions that have existed for centuries still sit at the center of modern economic and political debates.


Source:

Banca Monte dei Paschi di Siena has been operating for well over 500 years, and some Italian officials reportedly want to ensure it stays in Italian hands.

07/10/2026

Small business owners often think of their employees as family, but are they set up like it? This post opens the conversation around retirement options available to small business employees, reminding owners that a 401(k) isn't the only choice and that some options are built specifically for smaller teams.

07/10/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

07/04/2026

Independence isn't just a date on the calendar; it's woven into our everyday lives. Today, we come together to celebrate the nation we love!

What are you up to this Independence Day? Kicking back in the sun and firing up the grill, or diving into festivities with friends and family? Post your plans below!

From my family to yours, here's to a fantastic Independence Day! Isn't it incredible to call America home? God bless the USA!

06/29/2026

Every earnings season is different, but the influence of a handful of companies is undeniable.