HCB Wealth Management

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HCB Wealth Management Investment and Insurance products and services are offered through OSAIC INSTITUTIONS, INC., Member FINRA/SIPC.

HCB Wealth Management is a division of The Hardin County Bank. Osaic Institutions and The Hardin County Bank are not affiliated. It is important that our customers understand that
products and services made available through
Osaic Institutions, Inc.
- are NOT a deposit
- are NOT FDIC insured
- are NOT insured by any federal government agency
- are NOT guaranteed by the bank
- may go down in value

11/09/2026

What is blockchain, and why does it matter?

11/02/2026

A profit-sharing plan is a type of qualified defined contribution plan in which you, the employer, contribute to the accounts of participating employees. As the name implies, your employer contributions are generally (but not necessarily) tied to your business's profits, allowing employees to "share...

10/26/2026

The One Big Beautiful Bill Act, signed into law in July 2025, made permanent the suspension of the deduction for miscellaneous itemized deductions subject to the 2-percent floor, including unreimbursed employee expenses, and cannot be claimed on Schedule A of IRS Form 1040. If you are an employee, y...

10/19/2026

A revocable life insurance trust is a trust that is funded, at least in part, by life insurance policies or proceeds. It can be an effective planning tool that provides a source of liquid funds to your estate for the payment of taxes, debts, and expenses. Moreover, it allows you the flexibility to c...

10/12/2026

A top-hat plan is a type of nonqualified deferredcompensation (NQDC) plan that is established to provide unfunded deferred compensation benefits only to a select group ofmanagement or highly compensated employees. ("Unfunded" means that employersdon't formally set aside funds for these benefits; ins...

10/05/2026

Required minimum distributions, often referred to as RMDs or minimum required distributions, are amounts that the federal government requires you to withdraw annually from traditional IRAs and work-based retirement plans after you reach age 73 (75 for those who reach age 73 after December 31, 2032;....

09/28/2026

If you have a down payment of less than 20%, your lender may require you to have private mortgage insurance (PMI)

09/21/2026

In general, the deduction for moving expenses has been permanently suspended. The similar exclusion for qualified moving expense reimbursement has also been permanently suspended. However, both provisions may still be available for a member of the U.S. armed forces on active duty who moves pursuant....

09/14/2026

A qualified domestic trust (QDOT) allows a U.S. citizen spouse to transfer assets to a noncitizen spouse without having to pay federal gift and estate tax at the time of the transfer.

09/07/2026

A marital trust (also known as an A trust) is a type of trust that is used by married couples, usually in conjunction with a bypass trust, to minimize federal estate tax, allow the surviving spouse to benefit from family wealth during his or her continuing life and to ensure assets ultimately pass t...

Address

235 Wayne Road
Savannah, TN
38372

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 5pm

Telephone

+17319255464

Website

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