HCB Wealth Management

HCB Wealth Management Investment and Insurance products and services are offered through OSAIC INSTITUTIONS, INC., Member FINRA/SIPC.

HCB Wealth Management is a division of The Hardin County Bank. Osaic Institutions and The Hardin County Bank are not affiliated. It is important that our customers understand that
products and services made available through
Osaic Institutions, Inc.
- are NOT a deposit
- are NOT FDIC insured
- are NOT insured by any federal government agency
- are NOT guaranteed by the bank
- may go down in value

08/31/2026

Tax calculation is the process by which you figure out how much you owe in income tax. If you file federal income tax Form 1040, you must compute your adjusted gross income (AGI) and your taxable income before you can calculate your tax. Essentially, your AGI is your total income minus certain adjus...

08/24/2026

You may be able to claim a tax credit for expenses you paid to adopt a child. In 2026, you can claim an adoption tax credit of up to $17,670 (up from $17,280 in 2025) of qualified adoption expenses per eligible child (including a child with special needs). Use IRS Form 8839 to claim the credit.

08/17/2026

Section 403(b) of the Internal Revenue Code (IRC) describes a special type of defined contribution retirement plan available only to public schools, tax-exempt organizations, and certain ministers. Section 403(b) provides an exclusion from current income for employer contributions and employee pre-t...

08/10/2026

Whether or not your lender will begin foreclosure proceedings depends on how far behind you are on your mortgage.

08/03/2026

Taxable distributions you receive from your IRA or retirement plan before you reach the age of 59½ are generally considered by the IRS as premature distributions (or early withdrawals). To discourage these premature distributions, they are not only subject to the usual federal and state income taxe...

07/27/2026

A payroll deduction IRA plan is really nothing more than a special type of program that you can establish to allow your employees to contribute to their own IRAs via payroll deduction. It can be offered to your employees as an alternative to a more conventional employer-sponsored retirement plan [su...

07/20/2026

A number of special tax benefits are available for investing capital gains in a qualified opportunity fund.

07/13/2026

A home equity loan is a loan that is secured by your home.

07/06/2026

If you meet certain conditions, you can set up and contribute to an IRA (traditional or Roth) for your spouse, even if he or she receives little or no taxable compensation for the year of the contribution. Such an IRA is commonly referred to as a spousal IRA. A spousal IRA is not, however, a special...

06/29/2026

Consider the following ways to help yourself build your retirement nest egg.

Address

235 Wayne Road
Savannah, TN
38372

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 5pm

Telephone

+17319255464

Website

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