Nardis Advisors

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Scarsdale, NY
Nardis Advisors

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We are a fee-only, fiduciary advisor serving US expats, with a special focus on Israel.

We are a go-to solution for investors who want more
responsiveness, more communication and more accountability... and who may not be getting these important benefits.

10/22/2026

Got a notice from your U.S. brokerage saying they're closing your account because you live overseas You're not the only one.

Firms like Morgan Stanley, Merrill Lynch, and UBS have been closing accounts for non-U.S. residents more often, and the notices usually come with a short window to act.

✔️ Forced liquidation can trigger a real tax bill, especially with unrealized gains or a retirement account that misses its 60-day rollover window.
✔️ Using a relative's U.S. address doesn't hold up. Brokerages run ongoing compliance checks, not just a one-time review.
✔️ Even inherited accounts can face the same closure risk if the beneficiary lives outside the U.S.
✔️ Talking to your custodian's international compliance team before you move can save you a scramble later.

We broke down what to actually do when this happens: https://nardisadvisors.com/kicked-out-us-brokerage-account-2/?utm_source=Facebook&utm_medium=social&utm_campaign=kickedoutofyourbrokerageaccount&utm_content=image_carousel

If you joined our webinar on accessing U.S. assets from abroad, this picks up right where that left off.

Missed it? The replay is available, just message us.

Every situation is different. Talk to your custodian or your advisor about your own accounts.

10/20/2026

Some of you know Noa from the Nardis team. Now meet Noa on stage 🎤

The Noa Chait Trio plays Guitar Loft (Shocken 27, Tel Aviv) on Sunday, Nov 1. Doors at 8, show at 9. Presale tickets are ₪100: https://guitarloft.co.il/

Come join us. It’s going to be a great night!

10/19/2026

Quick poll: what's the part of managing money across two countries that stresses you out the most?

• Taxes and filing
• Moving money between accounts
• Knowing what my family could access if something happened to me
• Just keeping track of everything

Vote above. Want more on any of these? Say so in the comments and we'll point you to it.

10/18/2026

Mythbuster: "I don't live in the US and don't pay US taxes, so I don't need to file."

You might still need to file, even at zero tax owed.

• The US taxes based on citizenship, not residency. As of now, it's one of only two countries in the world that works this way.
• If you're a US person earning over a certain threshold, you generally have to file a US tax return, even if a tax treaty means you owe little or nothing.
• The treaty affects what you owe. It doesn't affect whether you have to file.

💬 Not sure if this applies to you? Send us a message or comment below.

10/14/2026

Still think you lose your Social Security benefits once you move to Israel? You don't.

October is Retirement Security Month in the U.S., so we pulled together the facts

American olim actually need to know about how Social Security works once you're living
abroad.

✔️ Leaving the U.S. doesn't disqualify you. You still need 40 work quarters, same as
everyone else.
✔️ Your benefit is calculated from your top 35 earning years, so gap years can matter
more than people expect.
✔️ U.S. Social Security and Israeli Bituach Leumi are entirely separate systems. One
doesn't reduce the other.
✔️ Waiting to claim can raise your benefit substantially between age 62 and 70. The right
age depends on your own numbers.
✔️ Under the U.S.-Israel tax treaty, Social Security is tax-free for Israel residents,
in both countries.

At Nardis Advisors, we help Americans in Israel line up U.S. benefits and Israeli rules so
nothing falls through the gap between the two systems.

Read the full breakdown here: https://nardisadvisors.com/13-social-security-facts-for-2026/?utm_source=Facebook&utm_medium=social&utm_campaign=socialsecurityfacts&utm_content=image_carousel

For more expat money breakdowns like this, subscribe to our newsletter, The Dreidel.

Not personalized advice, every situation is different. See full disclosures at nardisadvisors.com.

10/13/2026

Tonight! You live overseas. Your investments are still in the U.S. Now what?

Getting to your own money from abroad can be harder than it should be. And if something
ever happens to you, it can get much harder for your family.

In this free webinar, a U.S. trust attorney, a CPA who works with Americans abroad, and a financial advisor walk through:

✔️ Accessing your money now, planning for incapacity, and passing it on
✔️ Simpler ways to reach your U.S. financial, Social Security, and tax records
✔️ Whether consolidating scattered accounts makes sense for you

🗓️ Tues, Oct 13 | 7 PM Israel / 12 PM EST
🎥 Free webinar. Recording sent to all registrants.

Signup: https://nardisadvisors.com/how-to-access-your-us-assets-when-living-overseas/?utm_source=Facebook&utm_medium=social&utm_campaign=octwebinar&utm_content=image_graphic

10/12/2026

You live overseas. Your investments are still in the U.S. Now what?

Getting to your own money from abroad can be harder than it should be. And if something ever happens to you, it can get much harder for your family.

In this free webinar, a U.S. trust attorney, a CPA who works with Americans abroad, and a financial advisor walk through:

✔️ Accessing your money now, planning for incapacity, and passing it on
✔️ Simpler ways to reach your U.S. financial, Social Security, and tax records
✔️ Whether consolidating scattered accounts makes sense for you

🗓️ Tues, Oct 13 | 7 PM Israel / 12 PM EST

🎥 Free webinar. Recording sent to all registrants.

Signup: https://nardisadvisors.com/how-to-access-your-us-assets-when-living-overseas/?utm_source=Facebook&utm_medium=social&utm_campaign=octwebinar&utm_content=image_graphic

10/11/2026

Mythbuster: "Give up your US citizenship and you lose your 401(k) or IRA."

Not the case. Renouncing citizenship (not something we'd ever recommend, and not what this post is about) doesn't touch what you've already saved.

• Your IRA or 401(k) balance is still yours. The same rules apply for when you can, and
have to, take money out.
• The real difference shows up on the tax side. As a non-citizen, a distribution can face
withholding up to 30%, though this depends on your custodian.
• If a tax treaty applies and that income is taxed where you live, you may get a credit back
for what was withheld.

This is general information, not personalized tax advice. Every situation is different, so talk to a tax professional about yours.

💬 Questions about what citizenship changes actually mean for your accounts? Send us a
message or comment below.

10/08/2026

Ever tried to log into the IRS, the SSA, or another U.S. government site from overseas and hit a wall at ID.me?

It's the identity verification system a lot of U.S. agencies now require, and it's not always straightforward to get through once you no longer have a U.S. phone number or address on file.

At Tuesday's webinar, Yaacov Jacob, CPA will walk through how ID.me actually works and how to get through it from abroad, alongside the rest of what it takes to reach your U.S. financial, Social Security, and tax records while living overseas.

📅 Tues, Oct 13 | 7 PM Israel / 12 PM EST
🎥 Free. Can't make it live? Register and we'll send the recording.

Reserve your spot: https://nardisadvisors.com/how-to-access-your-us-assets-when-living-overseas/?utm_source=Facebook&utm_medium=social&utm_campaign=octwebinar&utm_content=image_graphic

Address

2 Overhill Road
Scarsdale, NY
10583

Telephone

+19149970403

Website

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