Del-Sette Capital Management

07/16/2026

🌟 New Episode Alert: Happiness in Retirement Podcast! 🌟

Hello, everyone! I'm excited to share our latest episode of the Happiness in Retirement podcast, where we dive into a topic that may not seem directly related to retirement at first glance, but is incredibly impactful: The Trump account Roth conversion strategy and the gift of time for our children and grandchildren.

In this episode, we explore how giving the next generation the opportunity to invest early can create a lifetime of financial independence and happiness. Here are three key takeaways that I believe will resonate with you:

Time is the Greatest Gift: While many think of financial gifts like trust funds or college funds, the most valuable gift we can give our children and grandchildren is time. Imagine if someone had started investing for you the day you were born! The power of compounding interest means that the earlier we start, the more significant the impact on their future. This episode emphasizes that it’s not just about the money; it’s about the time that money has to grow.

The New Planning Opportunity: We discuss the recent introduction of "Trump accounts" and how they can be a game-changer for young investors. The real opportunity lies in starting early and investing consistently. By contributing to these accounts and considering Roth IRA conversions during low-income years, we can set our children up for decades of tax-free growth. This strategy is about maximizing the one asset that can never be replaced: time.

Legacy Beyond Money: Legacy isn’t just about what we leave behind; it’s about the opportunities we create while we’re still here. Teaching our children about investing, patience, and delayed gratification can have a profound impact on their lives. The conversations we have today about financial wisdom can shape their future in ways that money alone cannot. And of course that pot of potentially tax-free money later!

As we wrap up this episode, remember that retirement planning goes beyond just financial strategies. It’s about creating a life filled with purpose, meaningful relationships, and experiences. Helping the next generation achieve financial independence is an act of love and an investment in their future happiness.

I invite you to listen to the full episode and reflect on how you can make a meaningful difference in your family's financial journey. Let’s empower our children and grandchildren to live happier, more fulfilling lives!

🎧 Tune in now and let’s make those golden years the best years!

In this episode of the Happiness in Retirement podcast, I delve into a topic that may initially seem unrelated to retirement planning: the importance of giving children and grandchildren the invaluable gift of time. While many people often think of financial contributions like trust funds, college p

07/09/2026

🌟 New Episode Alert: Embracing Work, Uncertainty, and Pain for a Better Financial Future! 🌟

Hey everyone! Bill Del Sette here, and I'm excited to share our latest episode of the Happiness in Retirement podcast! 🎙️ In this episode, we dive deep into some powerful concepts from the book The Tools by Phil Stutz and Barry Michaels, and how they relate to our financial lives and retirement planning. Here are three key takeaways that I believe will resonate with you:

Work is a Constant, Not a Burden: Many people think of retirement as a time to escape work, but the truth is, we will always be working on something. Whether it's our health, relationships, or personal growth, the happiest retirees are those who engage in meaningful work. Retirement isn't about avoiding responsibilities; it's about finding purpose in the work we choose to do. So, ask yourself: what meaningful work are you doing in your retirement?

Uncertainty is Inevitable: No matter how well we plan, uncertainty will always be a part of life. Instead of trying to eliminate it, we should embrace it. A good financial plan isn't about making perfect predictions; it's about being flexible and resilient in the face of unexpected challenges. Remember, confidence comes from knowing you'll be okay, even if things don't go according to plan. Where in your life are you demanding certainty that simply can't be provided?

Pain Can Lead to Growth: Pain is a reality we all face, and it often comes with the things that matter most. Whether it's the discomfort of saving money, dealing with the stress of a market downturn, the challenges of maintaining health, or the emotional struggles we encounter, pain can be a catalyst for growth. Instead of resisting it, we should lean into it and recognize how it can help us evolve. What pain are you resisting that might actually be helping you grow?

I encourage you to listen to this episode and reflect on these takeaways. Retirement is not just about financial security; it's about creating a life filled with purpose, relationships, and happiness. 💖

If you enjoyed this episode, please hit subscribe, leave a review, and share it with someone who is planning for their future or already living in retirement. Let's embrace the journey together!

Until next time, remember that true financial freedom isn't the absence of life's challenges—it's having the confidence and resilience to keep living well in spite of them.

🎧 Listen now at happinessinretirement.com and let’s make your golden years the best years!



https://www.del-sette.com/happinessinretirementpodcast/embracing-pain-uncertainty-and-work-for-a-better-financial-future

In this episode of the Happiness in Retirement podcast, We explore the essential mindset shifts necessary for a fulfilling financial life, drawing insights from the book "The Tools" by Phil Stutz and Barry Michaels. I emphasize that financial success is less about numbers and more about ou

06/24/2026

Our portfolio manager, Jeremy getting it done on election day

05/10/2026

🌸 Happy Mother’s Day from our entire team to yours.

To every mother, grandmother, and mother figure in our client family — today is for you.

We’re also taking a moment to celebrate the incredible people on our team who are marking the day in their own special way — spending time with their children, their moms, and the people who matter most.

📸 Ann with her littles
📸 Jennifer with her son
📸 Brianna & Dana — our mother-daughter tax team duo
📸 Jeremy hitting the trails with his mom and family

Wishing you a day full of love and laughter. 🌷
— The Del-Sette Capital Management Team

05/06/2026

We’re happy to support the food bank through Catholic Charities Tri-County Services. Enjoyed attending “A Place at the Table!”