Keystone Retirement Resources, Inc.

10/26/2026

🎃 Happy National Pumpkin Day! 🎃

As Linus waits patiently for the Great Pumpkin, we're reminded that some things are worth waiting for — especially when it comes to planning for your financial future!

But unlike Linus, you don't have to leave your future up to hope and a little pumpkin patch magic. A thoughtful financial plan can help you prepare for the years ahead.

Here's wishing you a day filled with pumpkin spice, fall fun, and a visit from the Great Pumpkin! 🍂

10/22/2026

This month, we recognize the strength of those facing breast cancer, celebrate survivors, honor those we've lost, and stand alongside the families and loved ones affected.

Breast Cancer Awareness Month is an important reminder of the value of early detection, regular screenings, and taking care of ourselves and those we love.

At Keystone Retirement Resources, we believe planning for the future includes prioritizing what matters most — our health, our families, and our well-being.

Together, let's spread awareness, encourage one another, and support the fight against breast cancer. 💗

10/21/2026

How does it stack up? Looking back over the last 20 years of Social Security cost-of-living (COLA) adjustments:

✅ It’s higher than 2.8% in 2026
✅ It’s above the 20-year average of about 2.6%
✅ It ties 2012 for the 4th-largest increase since 2008, behind only 2023 (8.7%), 2022 (5.9%) and 2009 (5.8%)

What does that mean in dollars? The average retired worker’s monthly benefit goes from $2,095 to $2,170 in 2027, about $75 more per month. The maximum benefit raises just slightly, from $4,152 a month to $4,188 in 2027.

Nearly 72 million Social Security beneficiaries will see the 3.6% COLA beginning in January 2027. Increased payments to about 7.3 million people receiving SSI will begin on December 31, 2026.

09/13/2026

Grandparents leave us with so much more than memories—they leave us with values, traditions, and a lasting legacy. ❤️

Today, we celebrate the incredible grandparents who have made a difference in the lives of their families. Happy Grandparents Day from all of us at Keystone Retirement Resources!

09/07/2026

We dedicate our efforts to ourselves, our families, our passions, and our needs. Whether you're an employee, an entrepreneur, or retired, here's to making the most of this holiday!

Have a wonderful !

09/01/2026

September is College Savings Month, and it's a good time to think about what you want your child's future to look like. Every family's situation is different. If you have questions about what college savings options might make sense for your household, reach out. That's exactly what we're here for.

08/24/2026

🎒📚 Back to School! 🍎✏️

Hey everyone! As the summer sun begins to set, it's time to trade in those flip-flops for some fresh kicks and head back to school. Whether you're starting a new grade, meeting new teachers, or reuniting with friends, this school year is your blank canvas. Let's fill it with laughter, learning, and unforgettable memories. Remember, every day is a new adventure waiting to unfold. Wishing you all a fantastic and successful school year ahead!

🌟

08/07/2026

If your kids are starting a summer job, why not look into a Custodial Roth account? Talk to your kids about how they can get started with tax-advantaged savings. Whether they put money in the account or you get it started for them with a gift, it’s a good way to start a great habit. For more information or to set up a meeting, drop us a note today!

We can explain the pros and cons of Custodial Roth IRA, and introduce you to some of the unique features of custodial accounts, including when kids can take control of the asset. Also, remember, with a Roth IRA, to qualify for the tax-free and penalty-free withdrawal of earnings, a Roth must meet a 5-year holding requirement and occur after age 59½. Tax-free and penalty-free withdrawals can also be taken under certain other circumstances, and the original Roth IRA owner is not required to take minimum annual withdrawals.

08/06/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

08/05/2026

The Perseids meteor shower is back, bringing one of the best skywatching events of the year.

The meteor shower occurs each summer from about July 17 to Aug. 23 and is expected to peak this year between Aug. 12 and 13.

Under clear, dark skies, the Perseids can produce 50 to 100 visible meteors per hour.

The shower is known for bright, fast-moving meteors that can leave trails of light and color as they move through Earth’s atmosphere. It is also known for fireballs, which are larger bursts of light that can appear brighter and last longer than a typical meteor streak.

For the best viewing, NASA recommends finding a spot away from light pollution, lying flat on your back, and giving your eyes about 30 minutes to adjust to the dark.

The Perseids are best seen in the Northern Hemisphere during the predawn hours, but they can also be visible earlier in the evening.

Sometimes, the best summer moments are the ones that ask us to slow down, look up, and take in something bigger than our daily routines.


Source:

It's the time of the summer when the Perseids meteor shower is lighting up the night sky.