Bob DiCarlo, CRPC

11/15/2023

HOME FOR THE HOLIDAYS! (?)
Look, not to be a downer, but while the family is all together this Thanksgiving ... get it together!
Get the family to commit to have one trusted digital contact so ALL the information is ready when needed.
Ensure you can focus on the issues at hand and not upcoming.

In case of death: how to set up a list of important digital account info for simple and secure information sharing with family members and trusted friends.

10/27/2023

Thanks to our special guests Jim & Tamara Dye from MVS Insurance, Dani & Rob of the Mattisnko Realty Group, and Claudia & Ken of Epstein Studios Photography for kicking off our fall dinner series!

09/29/2023

"Last I looked, the Pyramids have stairs”-

I use that phrase a lot, taught to me by my first Advisor Leader. He would tell this to clients in our first meeting. The context is, that we can’t wait for our Exit from work to fulfill our recreational aspirations. WorldTravel is one of mine. Good health, let alone tomorrow, is not promised to us. Make space in your cash flow for current and future experiences. Make a plan for your aspirations, time moves swiftly.
This is the La Giralda Tower and Seville Cathedral. It’s the third largest in the world and originally was a mosque. The cathedral is 11,500sq’ and the tower is 37 floors to the top. The view of Seville is breathtaking!
Yes, Virginia, The Pyramids have stairs. 😏
need some tips? let me know.

09/18/2023

I've never been one of those "plan to retire with me, and you'll have your own yacht" kind of Advisor. But... God willing this is where I'm going. Save/Live/Save, then live some more!😉

03/17/2023

Working on St Patrick's Day be like ...😞😏

01/26/2023

01/24/2023

I love my profession! people to be prepared for the unexpected. To avoid the "curve balls" that throw off track.
Sadly, there is a drawback. Hearing about financial decisions that are not optimal for protecting their future. 😕
I urge every person/couple to get someone in your circle to help you avoid risky decisions.
Protect your spouse's, children's . Protect your quality of life in your retirement years. Protect your income.
No one wants to pay for , yet they are relieved a solid policy plan is in place. 💲
Don't let these temporary inflationary times influence fundamental decisions for the .
Be aware of the Gap from your Today to Tomorrow. 😃

11/29/2022

It's no secret that there are large recessionary concerns for 2023. This article gives some ideas towards managing the turmoil. Need some other ideas? I'm always open for a no hassle talk 480-275-6354 x 103 .

Building wealth during inflation might seem like an impossible task unless you study the market and set out to build your portfolio.

11/10/2022

As we approach the end of 2022, you may be preparing to fulfill your tax obligations for the year. Here’s some advice to consider before making any year-end tax moves.

It appears that there won’t be any significant tax increases that will take effect this year or next year -- that's good news for taxpayers.

10/26/2022

Knowledge of financial topics like saving, budgeting, and borrowing can empower you to reach your goals and protect your interests. Read why achieving at least a basic level of financial literacy is so important.

Learning about spending, saving, investing, borrowing and protecting your money allows you to meet goals like buying a home or taking vacations.

10/24/2022

When it comes to managing your personal finances, there’s no shortage of “advice” out there. But not all of it should be treated as gospel. Take a look through some of these common myths surrounding personal finance.

Close up of unrecognizable woman using calculator while going through bills and home finances. There’s misinformation floating around in the 2020s. Maybe the reason for... Here are some of today's top personal finance myths, along with the correct information about each one.

10/04/2022

Most CIO’s I am following claim that “cash is NOT trash” during this market environment. True, if your investment timeline is greater than 10 years and you have a strong stomach for volatility, opportunities abound. Yet, for those willing to wait for calmer waters finally there is some gain to be earned on your safe haven cash. Considering a 1 year treasury currently will lock your money up for 3.8% some of these rates without fees can be attractive.

Make your money work for you.