Cole Wealth Management

09/29/2023

"Last I looked, the pyramids have stairs”-
I use that phrase a lot, taught to me by my first Advisor Leader. He would tell this to clients in our first meeting. The context is, that we can’t wait for our Exit from work to fulfill our recreation aspirations. Good health, let alone tomorrow, is not promised.
Here at CWM we NEVER lose sight of our clients' recreational aspirations. The "bucket list" of achievements desired after exit from career and daily work.
Make space in your flow for current and future experiences.
This is the La Giralda Tower and Seville Cathedral. It’s the third largest in the world and originally was a mosque. The cathedral is 11,500sq’ and the tower is 37 floors to the top. The view of Seville is breathtaking!
Yes, The pyramids have stairs. 😏 Let's make a plan today! 😀

09/18/2023

You really should be saving for this. No seriously, ask me how Bob Di 480-212-2378 ... really "/

11/29/2022

It's no secret that there are large recessionary concerns for 2023. This article gives some ideas towards managing the turmoil. Need some other ideas? I'm always open for a no hassle talk 480-275-6354 x 103 .

Building wealth during inflation might seem like an impossible task unless you study the market and set out to build your portfolio.

11/10/2022

As we approach the end of 2022, you may be preparing to fulfill your tax obligations for the year. Here’s some advice to consider before making any year-end tax moves.

It appears that there won’t be any significant tax increases that will take effect this year or next year -- that's good news for taxpayers.

10/26/2022

Knowledge of financial topics like saving, budgeting, and borrowing can empower you to reach your goals and protect your interests. Read why achieving at least a basic level of financial literacy is so important.

Learning about spending, saving, investing, borrowing and protecting your money allows you to meet goals like buying a home or taking vacations.

10/24/2022

When it comes to managing your personal finances, there’s no shortage of “advice” out there. But not all of it should be treated as gospel. Take a look through some of these common myths surrounding personal finance.

Close up of unrecognizable woman using calculator while going through bills and home finances. There’s misinformation floating around in the 2020s. Maybe the reason for... Here are some of today's top personal finance myths, along with the correct information about each one.

10/04/2022

Most CIO’s I am following claim that “cash is NOT trash” during this market environment. True, if your investment timeline is greater than 10 years and you have a strong stomach for volatility, opportunities abound. Yet, for those willing to wait for calmer waters finally there is some gain to be earned on your safe haven cash. Considering a 1 year treasury currently will lock your money up for 3.8% some of these rates without fees can be attractive.

Make your money work for you.

09/23/2022

Over the years I've met many parents with vairous points of view. All valid from their own experience. However It's simple, you can't take a loan out for retirement. Want to save for both and minimize taxes? What's your strategy? Let's chat.

Many parents think that tapping or stalling retirement savings is a good way to help their children pay for college and avoid student loans. It's a huge...

09/22/2022

How many years are you from retirement? Check out this guide for help determining what your income needs will be as well as how long it should take for you to hit your retirement goal.

When it comes to retirement, there is no one size fits all approach. For instance, some people have decided to join the F.I.R.E. Movement in order to retire early —...

09/20/2022

Compared to your working life, retirement is an entirely different ballgame and even the best-laid plans won’t render you immune to financial blunders. Read up on some of the financial decisions that retirees often come to regret so that you can avoid making them yourself.

Retirement money regrets are real - and lasting