Hosler Wealth Management

09/02/2024

Happy Labor Day!

03/01/2022

News of the invasion is hitting the markets hard right now, but the real question is whether that hit will last. History shows the effects are likely to be limited over time. This event is neither the only time we’ve seen military action in recent years nor the only time we’ve seen aggression from Russia. In none of these cases were the effects long-lasting.

Presented by Alexander Koury, CFP®, CEPA® Russia launched attacks on Ukraine yesterday, marking the start of the next phase in the Ukraine crisis. It makes sense that the markets are already reacting.

01/31/2022

The S&P500 and Nasdaq ended January with their worst monthly declines since March 2020.

Should we be worried about more downside, or has the market bottomed (for now)?

The S&P500 and Nasdaq ended January with their worst monthly declines since March 2020. Should we be worried about more downside, or has the market ...

10/15/2021

From the hope that came with reopening to the disappointment of another COVID-19 resurgence, 2021 is panning out to be another roller-coaster year. With the fourth quarter upon us, one routine remains consistent: it’s time to start organizing your finances for the new year. New rules related to the pandemic, coupled with tax and retirement changes that carried over from last year, means there’s a lot to consider. This checklist highlights some key points to help guide you as you get started.

09/23/2021

What opportunities for additional are you missing?

Is your financial advisor helping you maximize your contributions using a backdoor Roth IRA?

Many people aren't aware of this option that allows you to put more away into your retirement plan beyond the annual contributions limits.

Utilizing all your tax deferred and tax free accounts while you are still working is a great way to accumulate more wealth you will be able to use in retirement and should be considered to shelter your investment gains from over taxation.

With a little more than 3 months left in the year, now is the time to get your tax plan done, and if you have any questions how this fits into your wealth strategy contact me for a complimentary review.

To learn more about back door roth conversions read the article below.

Presented by Alexander Koury, CFP® CEPA® Retirement planning is complicated. Many individuals put off saving, thinking that retirement is years away—until it isn’t.

06/14/2021

We’ve all seen the stories about bitcoin over the past few years—the triumphs and the pitfalls. For many investors, this cryptocurrency has raised a lot of questions and a lot of curiosity. Is bitcoin just a “scam” that will end in a meltdown? Or does it have the potential to revolutionize financial markets as we know them?

https://www.linkedin.com/pulse/heres-what-you-should-know-bitcoin-alex-koury-cfp-cepa/?trackingId=c1FFCN6TY7KQTS8sW93A8A%3D%3D

09/01/2020

Are you planning for retirement the wrong way? Some of the common pitfalls to retirement planning is a sense of over optimism and confidence, waiting too long to start saving for retirement, and focusing too much on lifestyle goals.

However, there are many other risks that may not be addressed because the topics may be uncomfortable. For example, what if you live longer than you estimate or you need to pay for long term care when you're too old and unable to care for yourself (or your partner/spouse). That expense alone could cost hundreds of thousands of dollars per person!!!

The best plans are the ones that address ALL areas of retirement planning to protect yourself and your family AND allows you to live the lifestyle you desire on your terms - cash flow, accumulating enough assets, asset protection, tax planning, long term care, and estate planning.