Evervest Financial

10/28/2026

As expected, the Fed held rates steady today. “More data” will help determine the “appropriate” policy stance. Right?

The Federal Open Market Committee approved the following statement for release by a 10 – 2 vote: The Committee decided to maintain the target range for

10/28/2026

Protecting you or your company from a civil claim may require an insurance coverage you have never heard of.

E&O insurance is specifically designed to protect you, or your company, from the risk of a client’s dissatisfaction.

10/26/2026

Extended care refers to services needed by those who have a chronic illness or disability.

10/21/2026

Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.

Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

10/19/2026

You’re the conductor of your 401k, IRA and taxable savings.

10/14/2026

How does life change after retirement? This infographic explores the lifestyle and financial shifts many retirees experience in their first year.

10/14/2026

Social Security recipients just got their 2027 raise: a 3.6% cost-of-living adjustment, effective with January payments.

For the average retiree, that's roughly $75 more per month. It's the largest increase since 2023, up from 2.8% this year.

A points for retirees and those approaching retirement:

🔹 A COLA restores purchasing power. It doesn't grow it. The raise reflects prices that have already gone up.

🔹 Watch the net number. Medicare Part B premiums are typically deducted from your check, so your actual increase may be smaller than the headline.

🔹 Social Security was never meant to be the whole plan. Your withdrawal strategy, tax planning and portfolio still carry most of the load.

🔹 For those not yet claiming, this is a good moment to revisit when to file. Each year you delay past full retirement age (up to 70) meaningfully raises your lifetime benefit.

Headlines tell you what changed. Planning tells you what it means for you.

10/12/2026

A home warranty may make sense, but you need to set proper expectations.

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

10/07/2026

When are you taking your Social Security benefits? Considering the timing can help maximize your benefit.