URA Group AZ

06/28/2024

It’s National Insurance Awareness Day.

Everyone knows insurance can protect your family from financial devastation in the sad event of a family member passing away, and payouts are usually tax-free. But did you know that today’s life insurance policies can also offer living benefits, like tax-advantaged retirement income, or funds if you develop the need for long-term care? If you have a permanent policy, you might want to have it professionally reviewed to see if an exchange or replacement might offer you better terms.

Call us to discuss insurance!

06/25/2024

Anyone can get into trouble with debt. When it comes to paying it off, the best strategy for you depends on your financial situation: https://cnet.co/3K9QJ4Y

The important thing is finding the solution that fits your current budget and helps you knock out your debt fast without hurting your current and future financial goals.

06/20/2024

It’s the first day of summer!

What are your plans? 🍉☀️✈️🌴🏖️

06/18/2024

Around 40% of people think they don’t have enough assets for a will or estate plan, which is a misconception!

Not having the proper estate planning documents in place can put your loved ones in a difficult situation, because probate courts will determine who gets what in a process that can be lengthy, costly, and stressful for family members and loved ones: https://cnb.cx/3yC2kXS

Let’s talk.

06/16/2024

HAPPY FATHER’S DAY to all the wonderful DADs out there!!!! 👔

06/13/2024

What millennials and Gen Z worry about is a LOT.

One of the ways we can help is to work with your whole family to create a multigenerational wealth plan. Let’s talk.

The Acorns survey found that Gen Z and millennials are worried that their financial situation could lead to homelessness.

06/11/2024

Is there a “magic number” for retirement? Is it $1 million? $1.5 million? The fact is that everyone’s situation is completely unique, and the amount you will need is reliant on your retirement goals, lifestyle needs, tax situation, and your ability to generate reliable income streams.

Let’s discuss YOUR retirement plan well BEFORE you plan to retire! Call us.

Knowing how much to save for retirement is already a gamble. Inflation and the uncertainty of Social Security are making it even harder to calculate.

06/06/2024

61% of older Americans would rather preserve their nest egg than grow their net worth.

How do you feel about asset protection? Let’s talk about your comfort level with risk—call us!

Safe doesn't always translate into security.

06/04/2024

June Is Annuity Awareness Month!

Reliable, recurring income during retirement becomes imperative once you’re no longer receiving a paycheck. In the past, monthly income was provided by employee pensions. Now, in many cases, retirees must figure out how they will file for Social Security as well as how they will withdraw money from their 401(k) in order to generate adequate retirement income without running out of money someday. Annuities can help some people by providing a regular income stream with a guarantee backed by the financial strength of an insurance company—either for a defined period of time, or for life.

Let’s discuss YOUR plan for retirement income now. Call us!

03/31/2024

Happy Easter to all who celebrate! 🐰 🐤

03/28/2024

Whether it’s a 5% increase or a 20% bump, a pay raise at work is an opportunity to take charge of your financial priorities. A small raise might not seem like much when it’s broken down into a biweekly paycheck, but over time, that difference in income could provide a boost to your lifestyle or be put toward other financial goals.

Whether you decide to pay off debt, pad your safety net, invest, give back, improve your quality of life or treat yourself, a raise is a good time to think about the direction of your financial life.

Whether it’s a 5 percent increase or a 20 percent bump, a pay raise at work is an opportunity to take charge of your financial priorities. A small raise might

03/26/2024

Generation X — the oldest of whom turn 59 this year — will be the first generation to rely primarily on their 401(k) plans, research from Goldman Sachs notes. Gen Xers were most likely to say they are behind on retirement, compared with other generations, the firm’s research found.

Let’s talk about your retirement plan!

People in their 50s often face competing priorities that may make it difficult to prioritize retirement. Experts say these tips can help you stay on track.