Bayntree Wealth Advisors

Bayntree Wealth Advisors Bayntree creates tailored retirement planning and investment strategies so you can retire confidently and live life on your terms.

At Bayntree Wealth Advisors, we believe financial planning should feel personal, not complicated. We’re here to help you turn your goals into a clear, confident plan for the future. Our team takes the time to truly understand what matters most to you, then builds a strategy designed to support your life, your family, and your retirement for years to come. From thoughtful investment management to r

eliable income planning, everything we do is rooted in helping you feel secure and in control. We work with individuals, families, and business owners to simplify the complex and create a path forward you can trust. Because at the end of the day, it’s not just about your finances, it’s about helping you live the life you’ve worked hard for.

06/03/2026

If you just inherited an IRA from a parent, before you move a dollar, there are 6 questions you need to answer.

Get even one wrong and you could trigger unnecessary taxes, miss key deadlines, or make a mistake that's hard to undo. Most beneficiaries don't even know these questions exist.

Watch the full video to walk through all six and find your exact path.
👇 Full breakdown in the video > https://www.facebook.com/share/v/1DbxpQhk2a/

06/03/2026

If you just inherited an IRA, don’t move a dollar until you can answer these six questions.

Most people assume the rules are straightforward. They aren’t. The SECURE Act created a decision tree, not a single answer. And each branch leads to a different deadline, a different withdrawal schedule, and a very different tax bill.

The year your parent passed. Their age when they died. Who is actually named on the beneficiary form. Whether you’re a spouse or not. How old you are. And whether the account is a Roth or a traditional IRA.

Every one of those variables changes your path. Get one wrong and you could trigger taxes that were completely avoidable or miss a deadline that is hard to fix after the fact.

In this video, Andrew walks through all six questions and what each one means for your specific situation.

If you or someone you know has recently inherited an IRA, share this before anyone makes a move.

Want a clearer picture of where your retirement stands? Take our free Retirement Readiness Assessment 👉 https://a.bwa.one/Inherited-IRA-6-Assessment

Ready to talk through your inherited IRA with our team? Schedule a complimentary call 👉 https://a.bwa.one/Inheritred-IRA-6-Schedule

Bayntree Wealth Advisors | Scottsdale, AZ

We have a new face on the Bayntree team, and we couldn't be more excited to introduce her!Meet Taylor, our new Marketing...
06/01/2026

We have a new face on the Bayntree team, and we couldn't be more excited to introduce her!

Meet Taylor, our new Marketing Intern! Taylor is an Entrepreneurship student at Arizona State University (Go Sun Devils!) with a creative eye, an entrepreneurial spirit, and the kind of positive energy that makes everyone around her better.

When she's not working on big ideas, you'll find her on the golf course, out on the paddleboard, or behind a camera chasing the perfect outdoor shot. We love that she found her way from Chicago to Las Vegas to Tempe, and now to Bayntree.

Welcome to the team, Taylor. We're so glad you're here!

06/01/2026

Naming a trust as your IRA beneficiary sounds like smart planning. But if it's not structured correctly, it can accelerate the tax hit and expose your heirs to trust tax brackets that hit the top rate at just over $15,000 of income.

Your attorney and your financial advisor need to review this together. Not separately. Watch the full video before anything is finalized.

👇 Full breakdown in the video > https://www.facebook.com/share/v/18WBw8Pw5j/

06/01/2026

Every dollar your kids pull from an inherited traditional IRA gets taxed as ordinary income on top of their own earnings.

A Roth IRA changes that. Same 10-year rule, but every withdrawal is completely tax-free. Doing Roth conversions now means you absorb the tax at your rate so they don't absorb it at theirs.

👇 Full breakdown in the video > https://www.facebook.com/share/v/18WBw8Pw5j/

05/30/2026

This is the mistake we see constantly.

Someone passes away. The family settles the estate. And the retirement accounts go to the wrong person because a beneficiary form was never updated after a divorce, a new child, or a death in the family.

Your will cannot fix this. Your estate plan cannot fix this. The beneficiary form overrides everything. Watch the full video.

👇 Full breakdown in the video > https://www.facebook.com/share/v/18WBw8Pw5j/

How prepared are you for retirement? It's one of the most important questions you can ask — and now there's an easy way ...
05/28/2026

How prepared are you for retirement? It's one of the most important questions you can ask — and now there's an easy way to find out.

Our Retirement Readiness Assessment takes about one minute and gives you an instant, high-level snapshot of where you stand.

You'll also get a few key takeaways to help you move forward with confidence — no obligation, no sales pitch.

See where you stand: https://www.bayntree.com/retirement-quiz

05/28/2026

Do you actually know who gets your retirement accounts when you die?

Not who your will says. The IRS doesn't care about your will or estate plan. Your 401(k) and IRA go to whoever is named on the beneficiary form, period. Even an ex-spouse.

Watch the full video to make sure your accounts end up in the right hands.

👇 Full breakdown in the video > https://www.facebook.com/share/v/18WBw8Pw5j/

05/27/2026

Most people assume their retirement accounts follow their will.
They do not.

Your IRA and your 401(k) go to whoever is named on the beneficiary form. Full stop. It does not matter what your estate plan says. It does not matter what your will says. The IRS and your financial institution only look at one document, and it is probably not the one you spent time drafting with your attorney.

We see this play out constantly. A divorce happened. A child was born. A parent passed. The account just never got updated. And the money goes somewhere the family never intended.

In this video, Andrew walks through how retirement account inheritance actually works, what the 10-year rule means for your kids, and why the type of account you leave matters just as much as the amount.

If you have not looked at your beneficiary designations recently, this is your reminder to do it this week.

Drop a comment below if you have questions about your situation. We read every one. 👇

Want a clearer picture of where your retirement stands? Take our free Retirement Readiness Assessment 👉https://a.bwa.one/Accounts-Death-Assessment

Ready to talk through your retirement and estate plan with our team? Schedule a complimentary call 👉 https://a.bwa.one/Accounts-Death-Schedule

Bayntree Wealth Advisors | Scottsdale, AZ

Address

7001 N. Scottsdale Road #2055
Scottsdale, AZ
85253

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 3pm

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