Dale Kolar of Gateway Financial Partners

06/25/2026

Stock options aren’t just extra perk, they can shape your long-term finances.

This Morningstar article breaks down vesting schedules, strike prices, and what to know before exercising your shares.

https://www.morningstar.com/retirement/must-knows-about-employee-stock-options

How to balance the tax and investment considerations.

06/24/2026

When planning for retirement, it can be easy to focus on today’s expenses. But the cost of everyday items, medical care, prescriptions, and long-term support may look very different years from now.

A retirement plan should account for the possibility that your expenses may rise over time.

06/18/2026

Your financial priorities can change depending on the stage of life you are in.

If you are in the accumulation stage, you may be focused on saving, investing, and building wealth over time.

If you are in the preservation stage, you may be thinking more about protecting what you have built and preparing for the next phase.

If you are in the distribution stage, the focus often shifts to creating income, managing taxes, and making your assets last throughout retirement.

So what stage are you in right now, and does your financial strategy reflect it?

06/11/2026

Timing your Social Security benefits is one of the biggest retirement decisions you’ll make.

Kiplinger breaks down the pros and cons of waiting until age 70 to claim, from higher monthly checks to potential tradeoffs.

https://www.kiplinger.com/retirement/waiting-until-70-to-claim-social-security-pros-and-cons

Waiting until 70 to file for Social Security benefits comes with a higher check, but there could be financial consequences to consider for you and your family.

06/09/2026

Decisions like taking large withdrawals from retirement accounts, selling investments, completing Roth conversions, or realizing capital gains could increase your reported income and potentially impact what you pay for Medicare.

06/04/2026

Looking to increase your social security benefits?

Check out these 6 tips that can help make the most of your hard-earned contributions.

05/27/2026

Diversification isn’t about owning a little bit of everything, it’s about owning the right mix for you.

05/21/2026

Inheriting an IRA can come with more than just financial responsibility. It comes with IRS rules, deadlines, and decisions that can impact your taxes.

Forbes has more!

https://www.forbes.com/sites/davidrae/2024/04/24/3-mistakes-beneficiaries-must-avoid-when-inheriting-an-ira/?sh=2c01937367d5

The new rules apply to IRA beneficiaries who received an inheritance in 2020 or later. Tax planning can help minimize the taxes you owe on your inheritance.

05/18/2026

Being consistent in your efforts makes all the difference!

05/12/2026

Investing 100% in bonds.

This is considered a conservative asset allocation strategy because bonds typically carry less risk and volatility compared to stocks.

However, it’s important to note that while bonds are generally safer, they also tend to offer lower potential returns, and 100% allocation to bonds may not be suitable for everyone depending on their goals and time horizon.