Kelli Ruic Western & Southern Life

Kelli Ruic Western & Southern Life Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kelli Ruic Western & Southern Life, 5078 Waterford Drive, Sheffield, OH.

Do you have life insurance through work? That’s great – but understand you probably cannot keep that coverage, should yo...
05/04/2026

Do you have life insurance through work? That’s great – but understand you probably cannot keep that coverage, should you terminate your employment or retire.

Let’s talk about some “stickier” options that can help meet your financial needs.

https://www.westernsouthern.com/wslife/products/life-insurance

04/24/2026

Wondering how to turn retirement savings into reliable income?

Western & Southern Life Immediate Annuity Calculator helps show how an annuity could help provide predictable monthly income during retirement. By entering a few simple details, like
investment amount and payout options, users can see an estimate of the income an immediate annuity may generate.

Try the calculator:
https://www.westernsouthern.com/wslife/learn/financial-calculators/immediate-annuity-calculator?utm_source=facebook&utm_medium=Hearsay&utm_content=3117137&utm_campaign=1261461

This tool is a great way to help visualize how guaranteed income could fit into a retirement plan.

Planning for retirement isn’t just about how much is saved; it’s about how those savings can work in retirement. The right mix of planning and annuity knowledge can help make your future
more predictable.

https://www.westernsouthern.com/wslife?utm_source=facebook&utm_medium=Hearsay&utm_content=3117137&utm_campaign=1261461

04/22/2026

Life has a way of moving fast — from raising families to planning for retirement. Through every stage, strength and stability matter.

Western & Southern Life has stood beside individuals and families for generations, helping them protect what matters most. Because when it truly counts, being prepared brings peace of mind.

Learn more about why it’s never too early to start preparing for your future: https://www.westernsouthern.com/wslife/learn/financial-education/reasons-to-start-preparing-for-retirement-now?utm_source=facebook&utm_medium=Hearsay&utm_content=3061045&utm_campaign=1261461

Let’s start a conversation about what strength and stability could mean for your financial goals.

04/20/2026

Wondering if you’re on track for retirement — or how much you really need to save?

The Western and Southern Life Insurance Company’s Retirement Calculator is a great starting point to help get clarity on your retirement goals. It’s simple to use and helps you estimate how much you might need to retire comfortably based on your current savings, income, retirement age and more. You can even factor in things like pensions and Social Security to see the whole picture.

🔗 Check it out here: https://www.westernsouthern.com/wslife/learn/financial-calculators/retirement-calculator?utm_source=facebook&utm_medium=Hearsay&utm_content=3118724&utm_campaign=1261461

Planning for retirement doesn’t have to be overwhelming. Tools like the retirement calculator, paired with thoughtful products and advice, can help turn a complex goal into a clear, actionable plan.

https://www.westernsouthern.com/wslife?utm_source=facebook&utm_medium=Hearsay&utm_content=3118724&utm_campaign=1261461

Retirement planning doesn’t have to be overwhelming—but avoiding common mistakes can help make a big difference.From wai...
04/17/2026

Retirement planning doesn’t have to be overwhelming—but avoiding common mistakes can help make a big difference.

From waiting too long to get started to overlooking healthcare costs, inflation, or tax strategies, small gaps can have long-term impacts. Now is a great time to review your plan and take the next step toward a more confident retirement.

https://www.westernsouthern.com/wslife/services/retirement-planning?utm_source=facebook&utm_medium=Hearsay&utm_content=3116179&utm_campaign=1261461

Your home is more than just a place to live—it’s where comfort, memories, and security are built.Naturally, you want to ...
04/15/2026

Your home is more than just a place to live—it’s where comfort, memories, and security are built.

Naturally, you want to help make sure your loved ones can remain there, even if the unexpected happens.

Life insurance can be a tool to consider for potential financial protection. It’s worth reviewing your coverage to confirm you have the right amount in place for your family and your home.

https://www.westernsouthern.com/wslife/products/life-insurance

As we approach a new year and start looking toward 2026 I want to offer my services as a resource to anyone who is inter...
12/05/2025

As we approach a new year and start looking toward 2026 I want to offer my services as a resource to anyone who is interested in accomplishing their financial goals this coming year. I want to be a resource to you, and I am always offering free financial reviews. Reach out, I would love to be of service to you and your future.

"I’m not worried about saving for retirement. I’ll just work forever…""Death is my retirement plan" If I had a nickel fo...
09/26/2025

"I’m not worried about saving for retirement. I’ll just work forever…"
"Death is my retirement plan"
If I had a nickel for every time I have heard this from people in my age group (I am 47) I would be able to retire myself today!

My question to this response is always- "What did you try already that didn't work?" And "Why would you give up before you have even started?"

If this is a thing that you have thought yourself, or how you feel about retirement, reach out to me, lets talk.
It is never too late to start saving and planning.

https://bit.ly/4nSrpT0

Enjoy your retirement, it isn't a made up "thing" its an actual life stage, and we should plan for it. Together we can make it happen.
https://bit.ly/4nKZXGA

Address

5078 Waterford Drive
Sheffield, OH
44035

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