Antoine Williams & Associates Wealth Management, LLC

08/26/2026

August 26th is Women’s Equality Day

Today we celebrate the monumental progress women have made throughout history.

A few milestones include:

1851: Sojourner Truth’s “Ain’t I a Woman” speech was delivered during the Ohio Women’s Rights Convention on May 29th.

1869: Susan B. Anthony and Elizabeth Cady Stanton founded the National Woman Suffrage Association.

1920: After a 72-year fight, the 19th Amendment passed and on August 18th went into effect in the United States of America, women win the right to vote!

1963: On June 10th, John F. Kennedy signed the Equal Pay Act prohibiting discrimination on account of s*x in the payment of wages by employers.

1971: The Women’s Political Caucus was founded on July 10th, by Shirley Chisholm, Gloria Steinem, Bella Abzug, Fannie Lou Hamer, Mildred Jeffery, Florynce Kennedy, Jill Ruckelshaus, Ruth E. Shinn and Betty Friedan among others. Their goal was to support, recruit, and train women who were seeking space in public office. Gloria Steinem also started Ms. Magazine this same year – who’s focus was on openly addressing and discussing women’s issues.

1981: On September 25th, Sandra Day O’Connor becomes the first woman appointed to the US Supreme Court.

2020: Kamala Harris becomes the first female Vice President of the United States on November 3rd.

08/25/2026

What does it mean to be human? It’s a question our society has wrestled a lot with recently, especially in this age of AI and with all the questions it brings about everything from art to employment to sheer consciousness. Of course,...

What does it mean to be human? It’s a question our society has wrestled a lot with recently, especially in this age of AI and with all the questions it brings about everything from art to employment to sheer consciousness. Of course, there are scientific definitions involving...

08/24/2026

For many young adults (19-25), planning for retirement is not a priority and the thought of investing can be daunting.

However, investing at an early age is how you can help pave the way to a successful financial future.

The younger you start, the more the compounding effect of money over time works in your favor.

“Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it.” – Albert Einstein

08/21/2026

Over the course of my career, I’ve gotten more questions about retirement than I can count. All are good questions; some are unusual. But some, I tend to get asked more often than others.

Over the next few months, I’m going to share the answers to some of these most frequently asked questions. This week, let’s start with the question: “Will my Social Security benefits be subject to income taxes?”

08/18/2026

For many, part of the “American Dream” is owning real property. In retirement, that dream can often become a reality. Whether it’s finally paying off the house you’ve owned for decades, purchasing a second “vacation” home, building a...

08/17/2026

No matter how much you’ve saved, it can be surprisingly scary to realize you will need to start living off your savings in retirement. Of course, your Social Security benefits will play a major role in covering your monthly expenses, and there are plenty of ways to generate income in retirement. But still, realizing that your principal must now be earmarked for the present as much as the future can be a sobering thought.

Every retiree should have a strategy for WHEN they will withdraw money from their accounts, WHICH accounts they will draw from first, and HOW MUCH they should withdraw every month, quarter, and year.

There are many potential strategies to choose from, and a near-infinite number of ways to customize each strategy for you. And while the strategy you choose should be carefully crafted based on your own personal needs and goals, here are a few basic approaches to get you thinking.

08/13/2026

Benjamin Franklin once wrote, “For age and want, save while you may; no morning sun lasts a whole day.”

While there are hundreds of financial strategies out there, none are more powerful than the most basic: Save what you can, as early as you can, as often as you can.

But even though the concept of saving is basic, that doesn’t mean there aren’t plenty of ways we can maximize our savings. I’ve put together a few tips and suggestions on how we can help ourselves and our families save more consistently while also preventing money from slipping through the cracks.

08/11/2026

As a financial advisor, people often ask me: “How can I get the most out of my 401(k) before I retire?

There’s no one-size-fits-all answer to this question, but there are some basic best practices that everyone can follow. Here are five simple suggestions to get you started.

08/10/2026

When we were kids, most of us were taught that “The only bad question is the one left unasked.” As a financial advisor, I’ve found that statement to be proven true time and time again. Every day, my clients ask me questions about the...

When we were kids, most of us were taught that “The only bad question is the one left unasked.” As a financial advisor, I’ve found that statement to be proven true time and time again. Every day, my clients ask me questions about the markets, taxes, their personal finances...

08/05/2026

Creating a will has several benefits, such as minimizing estate taxes or making sure your children and pets are taken care of. But make sure you avoid these 5 common mistakes!

1. Do not write it by hand. There are some states that will not recognize handwritten wills. You need a typed will signed by two witnesses.

2. Not knowing your state’s laws. Making sure you are aware of the laws that dictate validity, construction, and interpretation can help you best prepare your will and ensure your intentions and wishes are abided by.

3. Not making revisions. Having a will is great! Not revisiting it and updating it is not. You need to make sure that if people come and go from your life, that is reflected in your will, as well as changes to your possessions.

4. Not creating a living will. A will covers you in case of death, a living will covers you in situations where you may not be able to advocate for yourself. You need to make sure all situations are accounted for.

5. Trying to DIY it. You may think you have covered all your assets, but did you account for insurance? Pensions? Bank accounts? What about tax laws? It’s best to seek professional guidance to make sure you are following rules and not forgetting anything.