The Innovative CPA Group, LLC

05/28/2026

Paying off debt while trying to save and invest can feel overwhelming, but with the right plan, it’s possible to make progress on all three. From building an emergency fund to prioritizing high-interest debt and maximizing retirement contributions, small financial decisions can make a big impact over time.

Read more about practical strategies to balance debt repayment, saving, and investing while working toward long-term financial freedom.

Trying to balance debt repayment with saving and investing can be a common financial challenge. However, it can be achieved with a well-thought-out plan. Here are some steps on how to manage both goals effectively: Assess Your Financial Situation List all debts: Record all your debts, including bala...

05/14/2026

Selling your business is a major milestone, but understanding the tax consequences is just as important as closing the deal. From capital gains taxes to depreciation recapture and sale structure, proper planning can help you avoid costly surprises and protect the value of your transaction.

Read our latest article here: https://hubs.li/Q04gDGFJ0

05/12/2026

Another meaningful year volunteering at the Catherine Violet Hubbard Animal Sanctuary. We spent the day tending to the pollinator gardens and helping create safe, thriving spaces for local wildlife. Grateful to support Catherine’s beautiful mission and help bring her vision to life each year. Already looking forward to coming back next year. 🦋

See the last photo for details on Catherine’s Butterfly Party, a free annual family festival and pet adoption event honoring Catherine Violet Hubbard and her love for animals.

05/07/2026

Retirement planning can be especially complex for self-employed individuals. Choosing the right retirement plan can help you grow your savings while also taking advantage of valuable tax benefits.

Read the full article here: https://hubs.li/Q04fSdvr0

04/30/2026

Navigating college tuition isn’t easy, but every dollar you save today lightens the load tomorrow. Start early, plan wisely, and set your child up for success. 🎓 With thoughtful preparation, you’re not just funding an education, you’re creating opportunity and peace of mind for the future.

Read the full article here: https://hubs.li/Q04f0n7v0

04/22/2026

Disability insurance is often misunderstood, which can lead people to miss out on the protection they actually need. Many don’t think about it until a situation makes it urgent. Having a clear understanding of how it works and being aware of common misconceptions can make a big difference when choosing coverage.

Read the full article here: https://hubs.li/Q04d1fRS0

04/16/2026

Running your own business comes with plenty of decisions, and your retirement plan shouldn’t be guesswork. The right self-directed option can make a big difference in your future. Reach out today, and let’s find the plan that works best for you.

Read the full article here: https://hubs.li/Q04cmW2G0

04/09/2026

Working while receiving Social Security benefits can impact your payments in several important ways. Understanding the rules can help you make more informed decisions about your income and retirement planning.

Read the full article here: https://hubs.li/Q04bbnK-0

04/02/2026

Payroll fraud is more common and more costly than many businesses realize. From ghost employees to falsified hours, even small payroll issues can lead to major losses over time. Strong internal controls, regular audits, and the right safeguards can help protect your business before fraud happens.

Read the full article to learn more: https://hubs.li/Q049vSxq0

04/01/2026

A big thank you to our furry visitors for helping the team de-stress during busy season🐾