EFS Group Wealth Management

06/01/2026

What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1.

Here's a breakdown of how the federal government spends your tax money.

06/01/2026

The post-Memorial Day holiday trading week was short but potent as stocks delivered more record gains while confidence grew that a peace deal would materialize. The Standard & Poor’s 500 Index advanced 1.43 percent, while the Nasdaq...

05/29/2026

Bedtime Story: U.S. Federal Tax Code. How many pages have you read?

An inside look at how marginal income tax brackets work.

05/27/2026

Did you know part of your Social Security benefit could be taxable? See how much may be subject to federal income tax based on your income level.

Estimate how much of your Social Security benefit may be subject to federal income tax.

05/26/2026

Stocks bounced back last week as enthusiasm for the AI trade continued and rumors of a Middle East peace agreement bolstered investor optimism. The Standard & Poor’s 500 Index advanced 0.88 percent, while the Nasdaq Composite Index...

05/25/2026

Your insurance needs don’t stay the same when the nest empties, but what changes?

Do your insurance needs stay the same when the nest empties?

05/22/2026

Protect yourself from identity theft.

Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.

05/21/2026

Energy costs were a major driver of the latest inflation data, with higher gas, electricity, and fuel prices showing up across household budgets.

In April, the Consumer Price Index rose at an annual rate of 3.8%, marking the fastest pace in nearly three years. Higher energy prices accounted for about 40% of the total increase.

Gasoline prices were up more than 28% from a year earlier, while overall energy costs — including gas, heating oil, and electricity—rose nearly 18%.

The impact may extend beyond the pump. Higher fuel costs can influence transportation, airfares, grocery prices, and other everyday expenses as businesses absorb or pass along higher operating costs.

For households, these trends highlight how energy prices can ripple through the broader economy and affect purchasing power over time.

CPI gas price index has surged 28% from a year ago, while overall energy costs are up nearly 18%, new inflation data shows.

05/20/2026

As we enjoy our freedoms and blessings, let us take a moment to reflect on the sacrifices made by so many men and women who have served our nation. Thank you for your service and dedication.

EFS Offices will be closed Monday, May 25th in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th at 8am.

05/20/2026

Is buying always better than renting? Not necessarily. Run the numbers on both sides to see which option makes more sense for your situation and timeline.

Compare the long-term financial outcomes of renting versus buying a home.