Audra W. Lubawski, Osaic Institutions

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Audra W. Lubawski, Osaic Institutions CFP® and Financial Advisor at FB Wealth Management and Osaic Institutions ,Inc. Member FINRA/SIPC Member FINRA/SIPC. Osaic and the bank are not affiliated.

I am a CFP® and Financial Advisor at FB Wealth Management and Osaic Institution Member FINRA/SIPC. I have been working in the financial industry for 20+ years and my goal is to understand and meet the financial dreams of all of my clients. If you would like to know more, please contact me at the info listed. Investment and insurance products and services are offered through OSAIC INSTITUTIONS, INC. FB Wealth Management is a trade name of the bank. Products and services made available through Osaic are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY GO DOWN IN VALUE.

10/26/2026

A number of special tax benefits are available for investing capital gains in a qualified opportunity fund.

10/22/2026

Taxable distributions you receive from your IRA or retirement plan before you reach the age of 59½ are generally considered by the IRS as premature distributions (or early withdrawals). To discourage these premature distributions, they are not only subject to the usual federal and state income taxe...

10/19/2026

Special rules commonly referred to as the "kiddie tax" rules apply when a child has unearned income.

10/15/2026

Qualified small business stock is a type of tax-favored investment in certain small businesses; the Internal Revenue Code provides a tax break to help qualifying small businesses raise capital. A number of Internal Revenue Code requirements apply. Essentially, however, this is stock issued by those....

10/12/2026

You should investigate a number of options before considering bankruptcy.

10/08/2026

Debt consolidation can lead to an improvement in your credit rating by making your debt easier to manage.

10/05/2026

You may want to refinance if you can obtain a lower interest rate or lower your monthly payments.

10/01/2026

Are you familiar with the many approaches to socially responsible investing?

09/28/2026

If you're an educator, consider paying attention to particular financial issues that may affect you.

09/24/2026

A home equity loan (often referred to as a second mortgage) is a loan for a fixed amount of money that must be repaid over a fixed term. Generally, a home equity loan:advances the full amount you borrow at the beginning of the loan's term, carries a fixed rate of interest, requires equal monthly pay...

Address

205 SE Broad Street
Southern Pines, NC
28387

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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