Weekly Market Review

09/03/2026

The most expensive thing a professional can lose isn't money.

It's time.

You can make more money.
You can find another client.
You can rebuild a business.

You cannot buy back Tuesday night with your kids when they were 8 years old.
You can't buy back your health after years of ignoring it.
And you can't buy back the years you spent telling yourself you'd enjoy life “later.”

That's why I don't think wealth management should only be about investments.

It's about asking:
What are we actually trying to create with this money?

More time?
More choices?
Less stress?
A stronger family?
The ability to walk away from the wrong opportunity?

Money is a tool.

The goal is the life it gives you the ability to live.

09/02/2026

You can be financially successful and still be making a terrible investment.

Your health.

I’ve met plenty of successful professionals who are incredibly disciplined with their money.

They invest.
They diversify.
They plan ahead.
They protect their businesses.

But when it comes to their health?

“I’ll get to it.”

After the next case.
After the next deal.
After the next quarter.
After the business is finally where they want it.

The problem is that wealth is supposed to buy you freedom.

Not a longer workday.
Not more stress.
Not the ability to afford a nicer hospital room.

Build the wealth.

But protect the person who built it.

That might be the most important investment you make.

09/02/2026

This Monthly Recap summarizes market performance, major events and news from August 2026. Read more here:

U.S. stocks returned to gains in August after the S&P 500 and Nasdaq Composite both ended negative the prior two months while the Dow Industrials capped a…

08/31/2026

What will this week's economic data mean for rate hike odds?
Join Chief Market Strategist Brian Klimke on this week's episode of as he breaks down key reports on manufacturing, services, employment, and Friday's closely watched jobs report. With the Fed meeting just two weeks away, markets will be looking to see whether the data strengthens or weakens the case for another hike.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

08/29/2026

The client who had the highest income wasn't always the wealthiest.

I've learned that income and wealth are two very different things.

Someone can make $500,000 a year and spend $500,000.
Someone else can make $250,000 and consistently turn a portion of that income into assets.
Five years later, those two financial pictures can look completely different.

Earning more is important.
But what you do with the difference matters more.

For business owners, attorneys, and real estate professionals, that's often where the real planning begins.

How much are you earning?

And more importantly...
How much of it are you keeping?

08/28/2026

Business owners — what happens to your wealth if you sell the business?

It sounds like a strange question.
For many owners, the business is the wealth.

Years of hard work.
Reinvested profits.
Long hours.
Employees.
Customers.
Growth.

Then one day, you sell it.

And suddenly, a large portion of your wealth goes from being tied to a business to sitting in your personal financial life.

That's when the planning really matters.

Taxes.
Investments.
Income.
Estate planning.
Lifestyle.
Legacy.

The business sale shouldn't be the finish line.

It should be the transition into the next chapter.

And ideally, you start planning for that chapter long before you sell.

08/27/2026

Attorneys — here's a financial question worth asking yourself.

If you stopped practicing tomorrow, how much of your lifestyle would continue without your income?

It's an uncomfortable question.
But it's an important one.

For many attorneys, income is tied directly to their time, their book of business, or their ability to practice.

That's a great way to build wealth.
It isn't necessarily a great way to preserve it.

The goal should eventually be to have your assets working alongside your career.
So you're not always trading time for money.

Your practice can create wealth.
Your financial plan should help make that wealth independent of your practice.

08/26/2026

Here's something I've noticed about high earners.

They usually don't need more financial information.

They need fewer financial decisions.

Another investment idea.
Another market headline.
Another stock recommendation.
Another strategy someone told them about.

Eventually, more information creates more noise.

The real value of financial planning is often simplifying the decisions.

What do you own?
Why do you own it?
What is it supposed to accomplish?
What needs to change?
And what doesn't?

Clarity is underrated.

Especially when your financial life has become complicated.

08/25/2026

A successful business owner once told me, "I don't need a financial plan. I have my business."

I understand the logic.

The business is valuable.
It's producing income.
It's growing.

It feels like the ultimate financial asset.

But there's a question every owner eventually has to answer:
What happens if the business stops producing income?

An unexpected sale.
A health issue.
A partner dispute.
A change in the industry.
Retirement.

The business can be your greatest asset.

It shouldn't have to be your only plan.

08/24/2026

Markets face plenty of uncertainty, but investors may be looking past the next rate decision and toward Jackson Hole.
In this week's episode of , CIO Gene Goldman discusses what to expect from the first Jackson Hole symposium under Fed Chair Kevin Warsh, including the future of Fed communications, the message behind rising Treasury yields, and how policymakers are navigating an economy that is sending mixed signals.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...