Roberto Castillo- Mortgage Consultant

05/09/2026

If closing costs feel confusing or overwhelming, you’re not alone — most homebuyers feel the same way at first.

Closing costs are the fees required to complete your home purchase, usually adding up to around 2–5% of your loan amount. These costs are paid at closing, not monthly.

I'm here to break it all down, answer your questions, and guide you through the process so there are no surprises along the way.

05/09/2026

I talk to so many buyers who assume they need a huge amount saved to buy a home. They don't know about the amazing options like this down payment assistance program for Nevada buyers!
If you’ve been wondering “Can I really afford this?”—message me and let’s look at your options.

the fine print:
Loan and program approval subject to terms and conditions. Program terms and conditions subject to change. United Federal Credit Union is not an affiliate of Nevada Housing Division. This advertisement is not and is not intended to imply any endorsement for the products and services of Nevada Housing Division. For more information visit www.homeispossiblenv.org.

05/09/2026

Roberto Castillo Mortgage Advisor [email protected] cell 7758486544 United Federal Credit Union NMLS 1020455 fax 7754129214 address 2432 Wingfield Hills Rd Sparks NV 89436

Open a free checking account with no monthly maintenance fees or minimum balance requirements. Get started with just $50 and manage your money anytime with digital banking tools.

04/22/2026

Like many growing manufacturers, Reno Tahoe Steel reached a point where their existing space could no longer keep up with demand.

Expanding meant making big decisions - how to build a facility designed for their workflow and still protect day‑to‑day cash flow.

With guidance from the commercial team at United Federal Credit Union, they found financing solutions that supported both immediate needs and long‑term growth.

Discover how Reno Tahoe Steel used a commercial construction loan from United to build a custom headquarters and scale their operations.

04/22/2026

Applying for a mortgage preapproval should be your first to stop to help you set your budget and make a competitive offer when you find the perfect home. Reach out to me to get started or apply online with me today!
Roberto Castillo Mortgage Advisor [email protected] cell 7758486544 United Federal Credit Union NMLS 1020455 fax 7754129214 address 2432 Wingfield Hills Rd Sparks NV 89436

04/22/2026

If income or savings have you second‑guessing buying a home, let’s talk first.
Many Nevada buyers with low‑to‑moderate incomes can receive up to 5% toward their down payment through assistance programs.
Let’s see what’s possible for you.

the fine print:
Loan and program approval subject to terms and conditions. Program terms and conditions subject to change. United Federal Credit Union is not an affiliate of Nevada Housing Division. This advertisement is not and is not intended to imply any endorsement for the products and services of Nevada Housing Division. For more information visit www.homeispossiblenv.org.

04/02/2026

Roberto Castillo Mortgage Advisor [email protected] cell 7758486544 United Federal Credit Union NMLS 1020455 fax 7754129214 address 2432 Wingfield Hills Rd Sparks NV 89436

A straightforward way to earn more—no transactional requirements.

03/27/2026

Roberto Castillo Mortgage Advisor [email protected] cell 7758486544 United Federal Credit Union NMLS 1020455 fax 7754129214 address 2432 Wingfield Hills Rd Sparks NV 89436

03/27/2026

Roberto Castillo Mortgage Advisor [email protected] cell 7758486544 United Federal Credit Union NMLS 1020455 fax 7754129214 address 2432 Wingfield Hills Rd Sparks NV 89436

In a rising rate environment, an Adjustable Rate Mortgage (ARM) could be the most appealing because of its initial lower rate and lower monthly payments.

03/27/2026

Roberto Castillo Mortgage Advisor [email protected] cell 7758486544 United Federal Credit Union NMLS 1020455 fax 7754129214 address 2432 Wingfield Hills Rd Sparks NV 89436

Prepare for RV ownership with a clear roadmap—from getting pre‑approved and gathering RV details to exploring financing discounts and completing your loan with United. Learn how to confidently navigate your RV purchase and hit the road with ease.