Inland Financial Planning

Inland Financial Planning Cullen Financial Planning LLC dba Inland Financial Planning. Only and always a fiduciary.

Committed to helping clients define and achieve financial goals through transparent, fiduciary-based advice and investment management.

We spend a lot of time planning for retirement. But what about everything that comes after it?September is Healthy Aging...
09/24/2026

We spend a lot of time planning for retirement. But what about everything that comes after it?

September is Healthy Aging Month, a good reminder that preparing for the future goes beyond taking care of our physical health. Financial well-being matters, too.

Our financial needs evolve throughout life, from that first paycheck to saving and investing, raising a family, growing wealth, retirement, and eventually thinking about the legacy we want to leave.

A good financial plan should evolve right alongside you, helping you navigate each new season with clarity and confidence.

Because retirement isn't the end of the plan. It's simply another chapter.

Where are you on your financial journey?

If your financial plan were a dog… would it be well trained? A well trained financial plan doesn’t mean everything alway...
09/21/2026

If your financial plan were a dog… would it be well trained?

A well trained financial plan doesn’t mean everything always goes exactly as expected. Markets change. Life changes. Priorities change.

But a good plan has structure. It knows what it’s supposed to do when things get a little unpredictable.

That means having a strategy for saving, investing, retirement, taxes, and the unexpected, so every market headline doesn’t have you chasing your tail.

A little preparation. A lot more confidence.

So, how well trained is your financial plan?

The Fed raised rates. So…is that good news or bad news for you?The answer depends.Higher rates can affect everything fro...
09/17/2026

The Fed raised rates. So…is that good news or bad news for you?

The answer depends.

Higher rates can affect everything from credit cards and mortgages to savings, investments and future financial decisions. But changing headlines don’t necessarily mean you need to change your plan.

That’s one of the benefits of having a financial advisor in your corner. When rates move, markets fluctuate or the economic outlook shifts, you don’t have to figure out what it all means on your own. You already have a plan and someone who understands your full financial picture to help you determine what, if anything, needs your attention.

Good financial planning isn’t about reacting to every headline. It’s about being prepared for them.

The headlines will change. Your plan should help you stay focused on what matters.

Are you a SAVER or a SPENDER?Some of us love watching that savings account grow. Others would rather enjoy a little more...
09/15/2026

Are you a SAVER or a SPENDER?

Some of us love watching that savings account grow. Others would rather enjoy a little more of it along the way. And plenty of us are somewhere in between.

That’s one of the benefits of having a clear financial plan, it can make room for both.

For savers, a plan can provide confidence that you’re saving with purpose and help you know when it’s okay to enjoy what you’ve worked for. For spenders, it can create the guardrails that make spending today possible without losing sight of tomorrow.

A good plan isn’t about choosing between enjoying life and preparing for the future. It’s about finding the right balance for you.

So… which one are you?

Twenty five years ago today, our country experienced a day we will never forget.We remember the nearly 3,000 lives lost ...
09/11/2026

Twenty five years ago today, our country experienced a day we will never forget.

We remember the nearly 3,000 lives lost on September 11, 2001. We honor the first responders who ran toward danger, the service members who answered the call in the years that followed, and the families who have carried the weight of that day ever since.

Twenty five years later, we still remember the courage, sacrifice, and unity that emerged from unimaginable tragedy.

Today, we pause to remember.

Never forget.

College comes with tuition, housing and books…but also coffee runs, DoorDash, concert tickets and a surprising number of...
09/09/2026

College comes with tuition, housing and books…but also coffee runs, DoorDash, concert tickets and a surprising number of Venmo requests.
This is a particularly relevant conversation in the Cullen household. I have already graduated one daughter from college and currently have two daughters in college, so the question of “Who pays for what?” isn’t just theoretical around here.

One approach is to separate expenses into needs vs. wants and decide ahead of time which ones parents will cover and which ones the student is responsible for. Some expenses are pretty straightforward.
Others, flights home, gas, car insurance, Greek life or club sports, can take a little more discussion. There’s no single right answer for every family.
However, having the conversation early can set expectations, reduce surprises and give college students real world practice budgeting and making trade offs.

September in Spokane: when you leave the house in a sweater and regret it by 2 PM. We’re officially in that in between s...
09/01/2026

September in Spokane: when you leave the house in a sweater and regret it by 2 PM.

We’re officially in that in between season, cool mornings & warm afternoons. Football is back, and fall is starting to sneak in.

Happy September Spokane!

Talking about finances with your parents can feel uncomfortable, especially when things are going well.But that’s actual...
08/31/2026

Talking about finances with your parents can feel uncomfortable, especially when things are going well.

But that’s actually the best time to have the conversation.

Do you know where their important documents are? Who they would want making decisions if they couldn’t? Whether their beneficiaries and estate documents are up to date? What they would want if they needed more care someday?

You don’t need to know every detail of your parents’ finances. But having a roadmap, and knowing their wishes, can make a difficult season a little easier.

Swipe through for 5 conversations worth having before you need to.

Is “YOLO” a good financial strategy?Actually…sometimes.Take the trip. Buy the concert tickets. Upgrade the seats. Order ...
08/27/2026

Is “YOLO” a good financial strategy?

Actually…sometimes.

Take the trip. Buy the concert tickets. Upgrade the seats. Order dessert.

Financial planning shouldn’t be about saving every possible dollar for someday. It should help you understand what you can comfortably spend and enjoy today without putting your future goals at risk.

The goal isn’t to never say “YOLO.”

It’s to know when you can say it with confidence.

08/24/2026

Your brain before meeting with a financial advisor:
Retirement. Investments. Taxes. Insurance. Am I saving enough? Am I doing this right? What am I forgetting?

Your brain after:
Ahhhh.

Having a financial plan doesn’t mean life suddenly becomes predictable. It means having someone who understands your financial picture, helps you organize the pieces, and gives you a plan for what comes next.

Because sometimes a little clarity can make a big difference.

Address

605 E Holland Avenue Suite 115
Spokane, WA
99218

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15094435917

Website

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