Tom Froehlich, CIMC, CIMA

Tom Froehlich, CIMC, CIMA Veteran Financial Advisor (40+ Years) CIMC, CIMA
Mastering the 4 Phases of Retirement: Pre-Retirement to Legacy Transition member FINRA/SIPC.

Wealth Advisor with over 40 years of experience, Tom specializes in guiding
clients through comprehensive wealth management, retirement planning, and seamless legacy transitions. He is renowned for a collaborative approach, strategically partnering with his clients & accountants and attorneys to ensure every financial strategy is cohesive, tax-efficient, and
aligned with their long-term goals. Cor

e Specializations
- Retirement Management: Navigating the four critical phases of retirement with a focus on wealth protection, growth, and sustainable distribution.
- Income Strategy: Crafting tailored Social Security strategies and dependable, tax-efficient income streams designed to last a lifetime.
- Legacy Planning: Empowering families and business owners to secure their financial future and transcend their legacy through intentional financial choices. Industry Leadership
Tom is a recognized leader in the financial services industry, Past President of The Wealth Advisor Institute and Founding President of the New York Chapter of the Investments & Wealth Institute. Philosophy: Clarity and Continuity
A frequent guest speaker, Tom centers his practice on providing Clarity and Continuity. He believes the foundation of success is a deep understanding of each client’s unique goals, enabling him to chart a robust, concise path through their retirement years. Beyond the Office
Tom has been married to Susan since 1989; they have three sons and three grandchildren. An avid "gym-rat" he maintains a rigorous workout schedule seven days a week at 5 a.m. When the weather permits, he can be found golfing at Spring Lake Golf Club. One of Tom’s greatest passions is his 15 years of volunteer work with his certified therapy dogs—all Nova Scotia Duck Tolling Retrievers. Tom and
his dogs visit hospital patients and staff and work with special needs children. Currently, his certified dog, Cooper, is active, and Casey is in training to become his fifth therapy dog. You can learn more about this breed via the NSDTRC (USA). Froehlich Financial Group, LTD is a branch office of Novem Group. Securities offered through Osaic Wealth, Inc. Advisory services offered through Novem Group, an SEC-Registered Investment Adviser firm. Osaic Wealth is separately owned and other entities and/or marketing names, products, or services referenced here are independent of Osaic Wealth.

Want to test your life insurance knowledge? Take our quiz and find out where you rank.
09/02/2026

Want to test your life insurance knowledge? Take our quiz and find out where you rank.

How much do you know about one of the most important tools you have to help protect your and your family’s financial future?

You may not be able to stop floods from wreaking havoc, but insurance can manage some of the financial loss.
08/31/2026

You may not be able to stop floods from wreaking havoc, but insurance can manage some of the financial loss.

Protect yourself against the damage that your homeowners policy doesn’t cover.

What would happen to your loved ones if you were gone? Make financial preparations today.
08/28/2026

What would happen to your loved ones if you were gone? Make financial preparations today.

Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.

🔑 Unlock the power to shape your legacy! 🔑 As August is What Will Be Your Legacy Month, let's remember that we have the ...
08/27/2026

🔑 Unlock the power to shape your legacy! 🔑 As August is What Will Be Your Legacy Month, let's remember that we have the ability to shape our own legacies. The choices we make, the actions we take—they all contribute to the story we leave behind. Dream big, pursue your passions, and live a life that inspires others to do the same. 💫

HAPPY NATIONAL DOG DAY! Cooper and Casey ❤️💕❤️💕🐕‍🦺🐕🐾
08/26/2026

HAPPY NATIONAL DOG DAY!
Cooper and Casey
❤️💕❤️💕🐕‍🦺🐕🐾

08/26/2026

We've witnessed firsthand the effects of identity theft on individuals and families. These incidents underscore the need for proactive measures to protect against this pervasive threat.

Whether you realize it or not, you’ve allocated your assets.
08/24/2026

Whether you realize it or not, you’ve allocated your assets.

Investors who put off important investment decisions may face potential consequences to their future financial security.

Can group and private disability policies work together?
08/21/2026

Can group and private disability policies work together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

💡 Your legacy: a beacon of light in a changing world! 💡 During this special month, let's remember that our legacy isn't ...
08/20/2026

💡 Your legacy: a beacon of light in a changing world! 💡 During this special month, let's remember that our legacy isn't just about our achievements—it's about the values we hold dear and the positive change we create. Share your wisdom, uplift others, and be the guiding light that illuminates the path for future generations. ✨

08/19/2026

Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.

Address

900 Route 71
Spring Lake, NJ

Website

,

Alerts

Be the first to know and let us send you an email when Tom Froehlich, CIMC, CIMA posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Tom Froehlich, CIMC, CIMA:

Shortcuts

Share

Category