Michael Sisney - Wealth and Investment Services

09/03/2026

For decades, the 4% rule has been a cornerstone of retirement income planning. Now, its creator, Bill Bengen, says retirees may be able to spend more than previously thought. This article explores Bengen’s updated guidance, why a higher withdrawal rate may be appropriate for many investors, and how fear of running out of money often leads retirees to underspend and miss opportunities to enjoy the wealth they worked so hard to build.

The 4% rule for retirement savings is due for a revamp.

09/02/2026

Life insurance is not just about preparing for the unexpected. It can also play a role in protecting your financial future, preserving assets, and supporting the people who depend on you.
During Life Insurance Awareness Month, take a moment to review your coverage and make sure it reflects where you are today and where you want to be tomorrow.

09/01/2026

September is Life Insurance Awareness Month, making it the perfect time to revisit your protection strategy. 💙 Our latest blog, Life Insurance: Protection for the New Risk Landscape, explores how life insurance may help support your loved ones, safeguard your financial goals, and provide confidence through life's uncertainties.
👉 https://417wealth.com/life-insurance-protection-for-the-new-risk-landscape/

08/28/2026

Staying informed today can help you make more confident decisions tomorrow.
Read our latest Weekly Market Commentary 👉 https://417wealth.com/resources/

08/27/2026

Will or Trust?
Both can play an important role in protecting your loved ones, preserving your legacy, and ensuring your wishes are carried out.
The right choice depends on your unique goals, family situation, and long-term plans.
This is your
Let's create an estate strategy that gives you confidence for the future 👉 https://417wealth.com/contact-us/

08/26/2026

🐾 Happy National Dog Day!
Today we're celebrating one of our favorite companions and loyal members of the family. We have Duke's Dog here!
Dogs remind us to appreciate the simple things, stay present, and enjoy every stage of life's journey.
Share a photo of your favorite four-legged friend in the comments!

08/25/2026

A new Schroders survey reveals a troubling gap between Americans’ retirement expectations and reality. While respondents estimate they need about $1.2 million to retire comfortably, most do not expect to accumulate that amount, with more than half anticipating less than $500,000 in retirement savings. Rising living costs, healthcare expenses, housing, and credit-card debt are making it harder for workers to save, and many are reducing retirement contributions or withdrawing funds early to cover everyday expenses. The findings underscore the growing challenge of retirement preparedness and the need to address overall financial wellness—not just retirement savings—in isolation.

Americans say they will need $1.2 million in savings to retire comfortably, but many expect that they will fall short of that target, according to a new survey.

08/21/2026

🎤 Looking for a fun night out in Springfield?
Open Mic Night at Springfield Comedy Club brings together performers of all experience levels—from first-time comedians to seasoned comics testing new material. Best of all, admission is free and happy hour specials are available throughout the evening.
Whether you're stepping on stage or just enjoying the show, it's a great way to support local entertainment and connect with the community.
Grab some friends, enjoy a few laughs, and experience one of Springfield's unique local events!

08/19/2026

Confidence starts with understanding the bigger picture.
Stay informed with our latest Weekly Market Commentary 👉 https://417wealth.com/resources/

08/18/2026

Retiring early may sound appealing, but it can create unexpected financial and lifestyle challenges. In this Investopedia article, Jonathan Ponciano highlights three key warning signs that retirement may have come too soon: spending more than planned, rising healthcare costs, and a loss of purpose or routine. The article offers practical solutions, including revisiting budgets, downsizing, generating supplemental income, securing affordable healthcare coverage, or returning to work part- or full-time. With thoughtful adjustments, retirees can strengthen their financial security while maintaining a fulfilling retirement lifestyle.

Whether you’re already retired or approaching that milestone, spotting the signs that you may have jumped too soon can help you get back on track before your portfolio pays the price.