Frontone Wealth Management

08/28/2026

Retirement planning is about more than choosing a retirement date—it's about creating a strategy that reflects your goals, lifestyle, and priorities. Regularly reviewing your plan can help you adapt to life’s changes and stay focused on what matters most over the long term.

What Illinois State Employees Need to Know in 2025

08/27/2026

Physicians and other busy professionals often spend their days making decisions, solving problems and caring for the needs of others.

Their own financial planning may be pushed to the next open week—which can quickly become the next month or year.

Topics that may deserve coordinated attention include:

• Retirement plan elections
• Insurance coverage
• Tax planning conversations
• Investment concentration
• Education funding
• Estate documents
• Career or ownership transitions

A useful first step is not solving everything at once. It is identifying which decisions are time-sensitive and which professionals should be part of the conversation.
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08/24/2026

Choosing between a Roth IRA and a Traditional IRA is an important retirement planning decision, and the right choice depends on your individual financial situation and long-term goals. Comparing your options can help you make a more informed decision.

Use this calculator to explore the differences and see how each option may fit into your retirement strategy:

Individual retirement accounts can be effective tools to help you reach your financial goals. But which type of IRA is appropriate for you? Use this tool to learn more.

08/22/2026

Many adults today are balancing the financial and personal responsibilities of supporting both aging parents and growing children. Navigating these competing priorities can be challenging, making it even more important to have a thoughtful financial strategy that reflects your family's unique needs and long-term goals.

Across Springfield, many middle-aged adults find themselves squeezed between two big responsibilities.

08/21/2026

Retirement planning often begins with a date, but the conversation should go much further.

The transition can affect income, taxes, health care, benefits, daily routines and family priorities. It may also raise practical questions about account distributions, paperwork and the timing of important decisions.

Starting the conversation before retirement can provide more time to review the moving pieces and identify the professionals who may need to be involved.
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08/18/2026

A Roth conversion can be a useful planning topic, but it is not automatically appropriate for every investor.

Factors that may influence the conversation include:

• Current and anticipated future tax circumstances
• The amount being converted
• Available funds to address resulting taxes
• Retirement income needs
• Medicare-related considerations
• Estate and legacy priorities
https://bit.ly/4ghaMOp

08/15/2026

August is National Golf Month!

Whether you’re chasing a new personal best, enjoying a friendly round, or simply soaking up a beautiful day on the course, it’s the perfect time to celebrate the game we love.

Here’s to great swings, good company, and plenty of time on the green!

08/14/2026

Thinking about refinancing your mortgage? Before making a decision, it can be helpful to compare how different loan terms, interest rates, and closing costs could affect your monthly payment and long-term costs. A calculator can be a useful starting point for evaluating your options.

Explore the mortgage refinance calculator here:

If mortgage rates have shifted since you bought your home, you may be thinking about refinancing. Use this calculator to find out if you could save on interest if you refinance your mortgage.

08/12/2026

Owning a small business comes with unique opportunities and challenges. From managing cash flow and planning for growth to preparing for the future, having a thoughtful financial strategy can help you make informed decisions at every stage of your business journey.

Working with small business owners offers a clear view into a group that carries a unique mix of responsibility, and constant decision making.

08/11/2026

For many entrepreneurs, the business represents years of work, a major source of income and a significant portion of personal wealth.

That can make it easy for personal planning to take a back seat.

Questions worth revisiting may include:

• Is your personal financial plan too dependent on the business?
• What would happen if you needed to step away unexpectedly?
• Have you identified potential successors or transition options?
• Are your personal and business documents coordinated?
• How are you preparing for life after ownership?

Business and personal planning are closely connected. Reviewing both can help reveal areas that deserve additional attention.
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