Kevin Murphy - Independent Financial Advisor

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Kevin Murphy - Independent Financial Advisor Kevin Murphy is a CERTIFIED FINANCIAL PLANNER™ professional.

Securities offered by Registered Representatives through Private Client Services, member FINRA/SIPC. Advisory products and services offered by Investment Advisory Representatives through RFG Advisory, a Registered Investment Advisor. RFG Advisory, Four Seasons Wealth Management, and Private Client Services are unaffiliated entities.

When your dog bites someone, the liability may be covered by your homeowners policy, though there are exceptions.
10/26/2026

When your dog bites someone, the liability may be covered by your homeowners policy, though there are exceptions.

Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?

You’ve heard Medicare Parts A, B, C, & D referenced, but what do they mean—and what do they cover? Find out more here:
10/24/2026

You’ve heard Medicare Parts A, B, C, & D referenced, but what do they mean—and what do they cover? Find out more here:

Medicare is broken down into four specific parts—but what do they mean? This article will help you understand each piece.

Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.
10/22/2026

Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.

Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

Stay ahead this year with this handy Personal Finance Calendar.
10/19/2026

Stay ahead this year with this handy Personal Finance Calendar.

Use this handy calendar to remember the year’s most important financial dates.

Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?
10/17/2026

Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?

Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1.
10/15/2026

What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1.

Here's a breakdown of how the federal government spends your tax money.

Prescription coverage is handled under Medicare Part D. Unsure if you need this coverage? Read on to learn more:
10/12/2026

Prescription coverage is handled under Medicare Part D. Unsure if you need this coverage? Read on to learn more:

Do you need to enroll in Medicare Part D? Read this article to learn more about whether you need this coverage

Property taxes too high? Here are ways to potentially lower your assessment.
10/10/2026

Property taxes too high? Here are ways to potentially lower your assessment.

For homeowners who think their property taxes are too high, there are ways to appeal.

Leasing a car? Consider gap insurance to protect against losses that may not be covered by your current policy.
10/08/2026

Leasing a car? Consider gap insurance to protect against losses that may not be covered by your current policy.

If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.

Use your car for business? Make sure you're on the same page as your insurance carrier.
10/05/2026

Use your car for business? Make sure you're on the same page as your insurance carrier.

At what point can you call a personal vehicle commercial?

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3 CITYPLACE Drive
St. Louis, MO
63141

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