06/02/2026
When you leave your working days behind and start your retirement, you don't want to spend your time poring over bank statements and checking the markets. You have your own list of goals and priorities — things like travel, time with family, and hobbies. Those things should bring you joy, but they can't do that if worries about your finances are getting in the way.
Over the past 50 years, American workers have seen access to guaranteed pension programs plummet from 50% of the workforce in 1970 to just 11% today. That leaves most of us in charge of planning for our own retirement income, and the vehicles most of us use for saving aren't necessarily meant for paycheck replacement. How can you create a reliable "personal pension" from your nest egg?
We dive into that in "The Wells of Wealth System," book, and you can check out a summary of that chapter on the Chamberlin blog: https://hubs.la/Q04jPlGD0
(Don't have your copy of the book yet? There's a link in the post to set up your call with a Retirement Educator, and they'll get one in the mail to you ASAP!)
Private pensions are disappearing, leaving a gap in retirement income. Learn how holistic planning can turn your 401(k) into a reliable personal pension.