Journey to Financial Freedom

02/11/2025

Hi - in case you didn't know, not too long ago I became a licensed independent life insurance agent. If you or someone you know is in the market for life insurance, I'd be happy to go over options that fit any budget.

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01/22/2025

What does financial freedom look like and mean to you? What would you be able to do differently than you do today?

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01/22/2025

Sometimes we need to "feel" our money in order to make smarter decisions about where we want it to go. For example give yourself a food budget - this is for groceries and eating at restaurants, takeout, fast food etc. Set a max amount you will spend in a week/2 weeks/1 month and carry that amount around in cash. Only pay for the food with the cash, no debit or credit cards! Can you make the $ stretch over the entire time period? Maybe you'll search for more sales and deals vs. pay full price? Use coupons? Buy the 12 pack of water / soda / Gatorade at the store vs. one off at the vending machine or gas station? Try it and see what you learn about yourself and how you spend your money on food.

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01/20/2025

It seems some people post sensational things to get comments and followers. It’s a DISTRACTION! Don’t get swept up in all things entertaining if you cannot pay your bills, you are only hurting yourself! Focus your time on activities that move you closer to your goals! Live on a budget, save $1000 for an emergency fund because there will be a time you are glad you have that fund for an emergency! Pay your bills on time and get to a point where you can start putting aside extra $ so you can live how you want to live!

01/19/2025

Do you have a budget? You do not need to do anything fancy! Here is a great video on how to create a budget. https://www.youtube.com/watch?v=TalmOJ7xAnE There are also great apps for your phone as well so pick the process that is going to work for you! This is how you gain control of where your money is going and make it work for you and the goals you have.

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01/18/2025

Do you have a budget? If you don’t, there is a free monthly budget template in Google Sheets that you can use to get started right away. Only way to get control of your money is to know where it is going! Get started today! Have budgeting questions? Put them in the comments and I’d be happy to provide a solution!

01/16/2025

I think 401ks suck. Sure under certain circumstances you can contribute pre-tax $ and there is often a company match, however, your investment choices are typically limited and those funds are locked away until you are 65 and who knows what the taxes and tax laws will be then. The average annual growth on 401ks is 5-8%, not bad but not great, a single % up or down could mean the difference between retiring and never able to retire. There are other strategies, ones that could have you earning $ tax free, earning higher returns. It takes discipline, you need to educate yourself and build the right kind of team around you to ensure you keep and grow as much of your hard earned money as you can! I can show you other strategies, message me and let’s talk!

01/15/2025

I created my first reel and need 50 plays, I know y’all can help me make this happen! I’m so appreciative you are here! This is going to be your best year ever!

01/02/2025

Today I am reminded that sometimes I don't know what I'm doing, and that is ok because it is related to new things that I am learning how to do. I am thankful for those around me who take the time to explain and teach me so next time I do know exactly what to do. Who are the people helping you that you are thankful for?

01/01/2025

Today I am reminded that there are things you should not put off until later. Your health, your mindset, goal setting, these things need to be tended to regularly or you will be playing a lot of catch up. I personally cleaned a rental property of ours today because we are selling it and the closing is Friday. It could have and should have been cleaned 5 months ago and maintained monthly until closing. I think we could have gotten $5-10k more if it had just looked a lot cleaner. Knowing this stings a bit. Whatever hard thing, annoying thing, the thing you KNOW you need to deal with, stop putting it off, get moving on it now!