Summit Financial Consulting

Summit Financial Consulting Summit Financial Consulting has been assisting Individual & Corporate Clients Since 2003. Please contact us at www.summitfc.net or (586) 226-2100 to learn more.

WORKING WITH PEOPLE YOU TRUST - Since 2003, the Wink family has been assisting individual and corporate clients find solutions to their financial planning needs. While we have the resources of a large investment company, we are a family business, have a fiduciary responsibility for our clients, and always want our clients to feel at home! We take great pride in what we do and fully appreciate the

process of helping our clients pursue and maintain financial security. Note: All written content on this site is for information purposes only. Opinions expressed herein are solely those of Summit Financial Consulting, LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Investment advisory services are offered through Summit Financial Consulting, LLC, an SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training. Summit Financial Consulting, LLC is not affiliated with or endorsed by the Social Security Administration or any government agency. Summit Financial Consulting, LLC and its representatives do not render tax, legal, or accounting advice. Insurance products and services are offered through Summit Financial Consulting, LLC. . Health Insurance products and services are offered through Summit Health Services, LLC, an affiliated company. The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Michigan or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

09/03/2026

Are any of these money red flags showing up in your life?

Only making minimum credit card payments.
No idea what your 401k is invested in.
No emergency fund.
Choosing a car based only on the monthly payment.

Zachary Bachner, at Summit Financial Consulting breaks down why recognizing these habits may be valuable for your financial future.

08/29/2026

Buying a New House? Avoid These Costly Mistakes!

5 Things Financial Advisors Wish Their Clients Would NOT Do | Money Talks Ep 62

Full Episode: https://youtu.be/pQ8fQBQTD8A

08/28/2026

Beneficiary Mistakes: Don't Let Exes Inherit Your Millions!

5 Things Financial Advisors Wish Their Clients Would NOT Do | Money Talks Ep 62

Full Episode: https://youtu.be/pQ8fQBQTD8A

08/27/2026

Build Wealth: The Power of Dollar Cost Averaging

5 Things Financial Advisors Wish Their Clients Would NOT Do | Money Talks Ep 62

Full Episode: https://youtu.be/pQ8fQBQTD8A

08/25/2026

๐—–๐—ฟ๐˜†๐—ฝ๐˜๐—ผ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐˜€๐—ผ๐—ผ๐—ป ๐—ฏ๐—ฒ ๐—ฎ๐—ป ๐—ผ๐—ฝ๐˜๐—ถ๐—ผ๐—ป ๐—ถ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐Ÿฐ๐Ÿฌ๐Ÿญ๐—ธ. ๐—•๐˜‚๐˜ ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐˜†๐—ผ๐˜‚ ๐˜‚๐˜€๐—ฒ ๐—ถ๐˜?

In 2025 the Department of Labor removed its previous warning against crypto in 401ks. New proposed rules could make it easier for retirement accounts to offer alternative investments.

The potential benefit? More diversification options.
The trade-off? Crypto can be EXTREMELY volatile.

James Baldwin breaks down what the rule change means and why what matters most is whether it fits your goals and risk tolerance.

Have questions about your retirement strategy? ๐Ÿ‘‰ Call Summit Financial at (586) 226-2100

08/25/2026

๐—”๐—บ๐—ฒ๐—ฟ๐—ถ๐—ฐ๐—ฎ๐—ป๐˜€ ๐—ป๐—ผ๐˜„ ๐—ผ๐˜„๐—ฒ ๐Ÿญ.๐Ÿฎ๐Ÿฑ ๐—ง๐—ฅ๐—œ๐—Ÿ๐—Ÿ๐—œ๐—ข๐—ก ๐—ถ๐—ป ๐—ฐ๐—ฟ๐—ฒ๐—ฑ๐—ถ๐˜ ๐—ฐ๐—ฎ๐—ฟ๐—ฑ ๐—ฑ๐—ฒ๐—ฏ๐˜. ๐—ฆ๐—ผ ๐—ต๐—ผ๐˜„ ๐—ฑ๐—ถ๐—ฑ ๐˜„๐—ฒ ๐—ด๐—ฒ๐˜ ๐—ต๐—ฒ๐—ฟ๐—ฒ?

Three reasons.
Higher prices.
High interest.
Balances that keep compounding.

And thatโ€™s where people get stuck.

You make the minimum payment every monthโ€ฆ but a chunk of it can disappear into interest before it ever touches the balance.

Jim Wink breaks down how it happens and why knowing your balance, interest rate, and paydown plan matters.

Have questions? Call Summit Financial at (586) 226-2100.

08/24/2026

๐—›๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—ฏ๐—ฎ๐—ฐ๐—ธ-๐˜๐—ผ-๐˜€๐—ฐ๐—ต๐—ผ๐—ผ๐—น ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—ฐ๐—ผ๐˜€๐˜ ๐˜๐—ต๐—ฒ๐˜€๐—ฒ ๐—ฑ๐—ฎ๐˜†๐˜€?

We put Daniel Ladzinski to the test on everything from a backpack to a Chromebook. He held his own. ๐Ÿ˜‚

Play along and see if you can beat him.

08/22/2026

Debt vs. Retirement: Mastering Your Money Moves

Which Debt Should You Pay Off First? | Money Talks Ep 61

Full Episode: https://youtu.be/wYt8zppc19I

08/21/2026

Eliminate Credit Card Debt: Boost Cash Flow & Credit Score

Which Debt Should You Pay Off First? | Money Talks Ep 61

Full Episode: https://youtu.be/wYt8zppc19I

08/20/2026

Credit Card vs. Mortgage: Where to Pay Extra?

Which Debt Should You Pay Off First? | Money Talks Ep 61

Full Episode: https://youtu.be/wYt8zppc19I

Address

43409 Schoenherr Road
Sterling Heights, MI
48313

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(586) 226-2100

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