Joyful Wealth Planning

04/05/2026

04/01/2026

Market volatility tied to oil shocks can feel unsettling—but history tells a consistent story. Short-term declines have been common, but markets have typically rebounded quickly and moved higher over time.
Staying invested and focused on the long term has remained a winning strategy through past disruptions. If you’re feeling uneasy about the current environment, you’re not alone—and we’re here to help guide you through it.

04/01/2026

Market dips during the year are normal—even expected. The narrative may chance, but the results matter. Despite frequent pullbacks, the S&P 500 has finished positive in 53 of the past 72 years. Volatility is part of the journey, not a signal to abandon it. Staying focused on the long term continues to be one of the most important investment decisions.

03/25/2026

$100 not spent is more like $143. Intrigued?

One way to find money is to examine your current spending habits and eliminate money wasters.

03/22/2026

Mellody Hobson grew up in financial instability — electricity cut off, evictions, and a mother who couldn't secure bank loans due to racial barriers.

Today, she serves as Co-CEO and President of Ariel Investments, one of the largest minority-run investment firms in the country, and a nationally recognized voice on financial literacy.

As the first in her family to graduate from college, Hobson has spent her career breaking down barriers and teaching others how to build wealth. Her message? Be brave, take risks, and never let your starting point define your finish line.
Your story doesn't have to look like anyone else's. If you're ready to take that next step, I'm here to support you.



Sources:
Horatio Alger Association, 2017
Ariel Investments, 2025

03/21/2026

April 15 is only 25 days away! Just a friendly reminder that Tax Day is just around the corner. While many may have their ducks in a row, tax-wise, today is a good time to connect with your tax professionals to confirm you've met all the deadlines or make any necessary arrangements!

03/17/2026

Wishing you a bit of luck and good fortune today.

03/15/2026

Muriel Siebert earned the nickname "The First Woman of Finance" for good reason.
In 1967, she became the first woman to purchase a seat on the New York Stock Exchange, a move that required her to personally ask nine men to sponsor her application, with one finally agreeing.

She later became the first woman superintendent of banking for New York State and built one of Wall Street's most respected names, all without a college degree.
Siebert proved that determination and skill matter more than background. Women belong in every corner of finance.

If navigating your finances feels overwhelming, let's talk. You don't have to figure it out alone.



Source:
National Women's History Museum, 2020

03/08/2026

Born to enslaved parents in 1864, Maggie Lena Walker became the first woman to charter and own a bank in the United States.
In 1903, Walker founded St. Luke Penny Savings Bank in Richmond, Virginia, creating financial access for Black communities at a time when they were systematically denied loans and banking services.

Her entrepreneurial vision didn't just build wealth; it created opportunities, transformed business practices, and inspired women from all backgrounds to enter the finance industry.

Every woman deserves access to financial opportunity. If you have questions about your financial journey, please don't hesitate to reach out. I'm here to help.



Sources:
National Women's History Museum, 2017

03/08/2026

International Women's Day is more than a moment — it's a call to action.
When women have access to opportunity, mentorship, and leadership roles, the impact reaches every corner of our workplaces and communities. Progress isn't built by one person or one day. It's built together.

On March 8, we celebrate the women leading the way — and recommit to creating space for even more voices to be heard.

03/07/2026

🌞⏰ Spring forward, everyone! It's that time of year again—Daylight Saving Time is here! Don't forget to set your clocks forward by one hour tonight. Enjoy the extra daylight and make the most of the longer days ahead! 🌼🌅