SPM The Construction CFO

SPM The Construction CFO Profitable on paper, zero in the bank? Fractional CFO for commercial subcontractors $1M to $12M. Run on CFOS. Profitable on paper. Zero in the bank. and Canada.

You are a $1M to $12M commercial subcontractor. You bid jobs at 15% margin. You're forced into pay when paid terms. By the time the checks clear, you are seeing 5%. Your bank account never matches your P&L. That gap is where every cash flow problem in this industry comes from. You feel it on Thursday night, doing the payroll math in your head again. You feel it when vendors call and you do not kno

w if you can pay them this week. You feel it when bids are due Friday and you are too tired to think clearly about the numbers. You have payroll. You have vendors. You have bids due. You also have a business worth building and a family that depends on you not losing it. We fix that on average in 60 days. What that looks like in real engagements:

➜ A $4.9M concrete sub had a bank account swinging between $105K and negative $40K every month. Sixty days in: $323K in the bank, line of credit paid off, $130K in profit sharing paid out to his team on $1.3M less in revenue than the prior year.

➜ A $6.7M civil sub was maxed on a line of credit secured against his house, awake at 3am wondering if 70 years of family business was worth continuing. Sixty days in: $309K in the bank. He has not touched the line of credit since.

➜ A $3.4M civil sub came in with $700K+ in past-due AP and 4 merchant cash advances stacked on top of each other. Debt-free in 12 months. Now adding a business partner because the books are clean enough to attract one. How we work: every onboarding is with me, personally. After that you work with me, our VP of Operations Stewart Bohrer, and our team. We run job costing aligned to your estimate, monthly WIP, 13-week cash flow, and a monthly working session where the numbers turn into a specific action list. Your time commitment after onboarding: about 5 hours a month. Full system in 60 days. 24 trade specializations served across the U.S. I guarantee when you show up and do this exact process with us, you will have results or we give you your money back. It's even in our contract. If you have built a great business and the financial side has not caught up, we should talk. Thirty minutes, free diagnostic, no sales pressure. You walk away on what is broken, even if we never work together.

➜ constructioncfo.net

Your next GC is asking ChatGPT for the best subs in your area.Will you even show up?Because this is what those answers l...
06/27/2026

Your next GC is asking ChatGPT for the best subs in your area.
Will you even show up?

Because this is what those answers look like. I asked it to recommend a CFO for commercial subs, and it built a ranked list in less than 5 seconds.

I didn't pay for that. There's no ad to buy.

The AI made that list by reading what's out there about each firm and deciding who fit.

Now flip it to your trade.

Owners and PMs are already asking the machine "who's good near me," getting three names, and calling those three. If your company isn't written down somewhere a robot can read it, you're not on the list. You don't exist to the people searching.

Great in the field isn't good enough anymore. You have to be findable by the thing doing the finding.

Test it. Ask ChatGPT for the best subs in your trade and your market.

Was it you?

Get on the waitlist! It's coming in hot! 🥵 It's the exact playbook, step by step to CONTROL your construction business f...
06/25/2026

Get on the waitlist! It's coming in hot! 🥵
It's the exact playbook, step by step to CONTROL your construction business finances!

Tested by the SPM team, Josh and Stewart have used it with dozens of clients.

The process is bulletproof if you follow it.

runoncfos.com

How much money SHOULD a trade contractor your size actually make?Find out free:
05/28/2026

How much money SHOULD a trade contractor your size actually make?

Find out free:

Net profit benchmarks for 46 commercial subcontracting trades. Enter your revenue to see real dollar values. Free access with name and email.

05/07/2026

05/05/2026
If you don't laugh, you cry! I see you subs.
05/01/2026

If you don't laugh, you cry!

I see you subs.

19 punk rock parodies for every subcontractor who's ever been underpaid, overscoped, and under-appreciated. What's My Scope Again is the full album from SPM ...

Your CPA isn't giving you the numbers that actually run your business.Not because they're bad at their job. Because they...
04/24/2026

Your CPA isn't giving you the numbers that actually run your business.

Not because they're bad at their job. Because they're built for tax prep, not operations.

A tax return tells you what happened last year. It doesn't tell you:

🔥Which months you made money and which you didn't

🔥Where cash is stuck in the business right now

🔥Whether your margins are improving or quietly sliding

🔥What's coming in the next 60 days

That's not a CPA's concern and there's a reporting gap.

Most contractors fill it with a gut feel and a bank balance.

Then wonder why payroll keeps getting tight on a "good" year.

If you want the reporting side handled, I built a free CEO Report that shows your last 13 months the way an operator needs to see them.

Constructioncfo.net/ceo-report

Is your CPA giving you monthly numbers you actually use?

Upload your financials and get a 13-month CEO Report built for your construction business in seconds. Revenue, margins, cash flow, and where you actually stand — free.

Address

Sulphur Rock, AR
72579

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm

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