Taylor Financial

07/13/2026

Celebrating 15 years with Angie Whitehouse!!!

Angie has played a huge role in the growth and success of Taylor Financial, and we are incredibly grateful for her loyalty, leadership, and everything she does for our team and clients.

She has been the glue to the firm and we couldn’t do it without her.

Congratulations on 15 amazing years, Angie!

Our mission is to create an exceptionally distinctive one-stop experience for our clients.

07/10/2026

The best investment you can make is in yourself.

Liam Maloney accepted the 168 Hour Challenge and learned to sail, demonstrating that determination and consistency lead to real growth.

We’re proud to have you on the Taylor Financial team, Liam!

Allstar intern team: Liam Maloney ; Hannah Williams ; Hannah Phillips ; Alexis Leavitt ; Kendall Kudla

07/09/2026

Big congrats to Steven Lusk, our Investment Director, for earning his Accredited Investment Fiduciary® designation.

Steven is always working to get better, sharpen his knowledge, and bring more value to the people we serve.

Way to go, Steven. Well deserved.

06/26/2026

This week, Alexis completed our Storytelling Impact Challenge by turning inspiration into action.
After interviewing someone who had positively impacted her life, she purchased a duffel bag for a man experiencing homelessness who needed a safe place to carry his belongings.
A thoughtful reminder that even small acts of kindness can create meaningful impact.
We're so proud of you, Alexis!

06/22/2026

For our latest Team Experience Challenge, intern Hannah Phillips stepped up to create and lead a 20 minute ESCAPE ROOM that engaged our entire office from start to finish.

The challenge tested communication, creativity, teamwork, and plenty of patience. Hannah demonstrated strong leadership and adaptability while creating a fun experience that brought everyone together.

Great minds. Stronger teams.

We are proud of Hannah’s creativity, initiative, and leadership.

06/19/2026

Can you still deduct interest on a HELOC?

Yes, but the rules are not what many people remember.

Under the old rules, people often talked about deducting interest on the first $100,000 of home equity debt.

Today, the bigger question is:

What did you use the money for?

HELOC interest may be deductible only if the money is used to buy, build, or substantially improve the home that secures the loan.

So if you use a HELOC to remodel a kitchen, replace a roof, add a room, or make a major improvement to your home, the interest may qualify.

But if you use that same HELOC to pay off credit cards, buy a car, take a vacation, or cover personal expenses, the interest generally does not qualify.

Same loan.

Potentially a very different tax result.

And remember, you only benefit if you itemize deductions.

The tax treatment is not based on how much you borrowed. It is based on what you did with the money.

That is where planning matters.

Financial freedom does not happen by accident. It happens by design.

06/17/2026

Growth never stops at Taylor Financial! A big congratulations to Steven Lusk on his graduation from the Dale Carnegie Course. Steven’s dedication to mastering relationship-building and leadership skills perfectly reflects our core values of Integrity, Relationships, and Excellence. Way to go, Steven! We're lucky to have you on the team.

06/16/2026

Nobody likes seeing losses in their portfolio.

But not every investment loss is wasted.

With tax loss harvesting, losses in a non qualified brokerage account may be used to offset gains elsewhere in your portfolio. And if losses exceed gains, you may be able to use up to $3,000 per year to offset ordinary income, with the rest carrying forward into future years.

The key rule to watch is the wash sale rule. You generally cannot sell an investment for a loss and immediately buy it right back without risking the loss being disallowed by the IRS.

The big takeaway: losses are not always just losses. When used properly, they can become part of a smart after tax investment strategy.

Reach out if you want to understand how this may apply to your situation.

06/10/2026

CPA or Enrolled Agent?

A lot of people assume they are basically the same thing, but there are some important differences.

A CPA is licensed at the state level and may focus on taxes, accounting, audits, bookkeeping, and business financials.

An Enrolled Agent is federally licensed directly through the IRS and can represent taxpayers before the IRS in all 50 states.

For many people in Florida, where there is no state income tax, the tax conversation is often heavily focused on federal planning. That is where an EA can bring a lot of value.

But the real question is not always “which credential is better?”

It is “who actually specializes in the type of planning and advice you need?”

Credentials matter, but experience, strategy, communication, and specialization matter too.