08/24/2026
Putting everything in one stock is an obvious concentration risk. The harder question is whether a portfolio that looks diversified is still being driven by the same few risks.
A large position in one company is easy to spot. Concentration across a sector, investment theme, or several holdings that tend to move together can be harder to see.
That is why it can be useful to look beyond the number of investments you own.
In this video, Destiny Wealth Partners President and Managing Partner Rob Clark, CFP® discusses three areas to consider:
1. Reviewing where your wealth is concentrated
2. Looking at the tax implications of reducing that concentration
3. Considering whether other types of investments may play a different role in the portfolio.
Diversification is not about owning more for the sake of owning more. It starts with understanding the risks you already have.
Investment advisory services offered through Destiny Wealth Partners, LLC, an SEC-registered investment advisor. This content is for general informational purposes only and is not personalized investment, tax, or legal advice. Different investments and strategies involve varying degrees of risk and may not be suitable for every investor. Alternative investments may involve additional risks, including limited liquidity. Destiny Wealth Partners is neither a law firm nor an accounting firm. Learn more at destinywealth.com/disclosures.
