RetireWise Tax and Wealth Advisors

10/21/2026

The leaves are turning, which means you have roughly ten weeks to make anything happen before the calendar resets.

A few items that get easier in October and harder in late December:

▪️Required minimum distributions. If you're subject to one, it has to be out by year-end, and the penalty for missing it runs up to 25%.
▪️Roth conversions. December 31 is the deadline; there's no extension, and a conversion can't be reversed once it's made.
▪️Charitable giving. Deduction rules changed for 2026, so the approach that worked last year may not be the efficient one now.
▪️Beneficiary designations. Free to update, quick to handle, and they override your will on retirement accounts.

Custodians slow down as the year winds down. Charities need processing time. The last week gives you whatever can be finished in an afternoon.

Let's look at your 2026 picture while there's still room to move. Reach us at retirewisepath.com.

10/17/2026

Thirty years ago...

• Cell phones were the size of bricks.
• The internet was just beginning.
• Retirement looked very different.

One thing hasn't changed...

Our commitment to helping clients make informed financial decisions with confidence.

Markets evolve.
Tax laws change.
Life changes.

Our dedication to serving you never will.

Thank you for making these past 30 years extraordinary.

10/15/2026

Medicare's annual enrollment period runs October 15 through December 7. Whatever you choose during those weeks takes effect January 1.

Doing nothing is a choice too, and it's the one that catches people. Coverage shifts every year: formularies, networks, and costs all move. What fits you in 2026 may look different in 2027, even if you never touch it.

Three things to review while the window is open: the Annual Notice of Change your carrier mailed you this fall, whether your prescriptions are still covered at the same tier, and whether your doctors are still in network.

Our Medicare specialist works in the same office as your advisor, so this can happen alongside your income and tax picture instead of separately. Call (785) 228-1234 and we'll get you on the calendar before the window closes.

10/12/2026

Congratulations to Financial Advisor Zach and his bride, Kate, on their wedding this past weekend! ❤️ We’re so happy for you both and wish you a lifetime of love and happiness together!

10/12/2026

🎉 Happy Birthday, Zeb!

Please join us in celebrating Zeb! We’re grateful for the knowledge, dedication, and personality he brings to the RetireWise team.

We hope your day is filled with plenty of celebration, Zeb. Here’s to a great year ahead! 🎂🥳

10/07/2026

One of the most common things we hear: can I retire before 65?

Usually yes. What decides it is the follow-up. How will you handle health insurance until Medicare starts?

Retiring at 62 means finding roughly three years of coverage on your own, through COBRA, a spouse's plan, or the individual marketplace. Pricing there depends on what you report for the year, so your withdrawal strategy shapes the premium too. A Roth conversion that looks reasonable on the tax return alone can get expensive once a lost credit enters the math.

The income side carries its own timing rules. Social Security can't start before 62. Retirement accounts carry an early withdrawal penalty until 59½. If you have a pension, the date you turn it on may lock in permanently.

None of this is a case for waiting until 65. It's a case for building the gap into the plan instead of running into it.

If retiring early is on your mind, start a conversation at retirewisepath.com.

10/03/2026

🎉 Happy Work Anniversary, Zach!

We’re grateful for the knowledge, dedication, and care you bring to our team and the clients we serve. Thank you for being such an important part of RetireWise!

Here’s to another great year, Zach! 👏

09/25/2026

We’re honored to be featured in TK Business Magazine and to share a little more of the story behind RetireWise.

What started 30 years ago with a simple question “If I were the client, how would I want to be treated?” has grown into a family business built around helping people make the most of retirement.

For us, it has always been about more than financial planning. It’s about understanding the people we serve, the life they want to live, and the legacy they hope to leave behind.

Thank you to TK Business Magazine for telling our story and helping us celebrate where we’ve been and where we’re going.

What began with a simple question about how clients should be cared for has grown into a family business focused on helping people make the most of retirement.

09/23/2026

Help us wish a very happy birthday to our Director of Operations, Kimberly! We’re so grateful for everything she does behind the scenes to keep our team moving and our clients well cared for.

Kimberly, we hope your birthday is full of fun, laughter, and plenty of reasons to celebrate! 🥳🎂

09/21/2026

A client asks whether to take a larger withdrawal this year and clear the mortgage. Sounds simple enough. Four of us end up in the conversation.

The advisor maps what that distribution does to the income plan. Our tax specialist flags the higher bracket, and the Medicare premium increase that follows two years later. Our Medicare specialist puts a number on it. Our estate specialist notices the beneficiary form on the account hasn't been updated since a first marriage.

The answer that comes out is usually different from the one that walked in, and better. One meeting, not four appointments across three offices.

That's the reason we keep this expertise under one roof. Nobody has to translate between professionals who have never spoken.

Meet the people who'd be in your corner at retirewisepath.com/about-us.