07/02/2026
35 YEAR OLD WITH AN OLD $100K IRA
Without ROTH Conversion Future tax paid ages 65 to 80 - $600K IRA Draw ages 65 to 80 - $1.5M Future IRA balance at age 80 - $80K With ROTH Conversion Tax paid now - $20K Tax paid through account growth - not from you individually Future tax paid ages 65 to 80 - None IRA Draw ages 65 to 80 - $1.