Beals, Caruana & McVety Wealth Strategies, LLC

07/07/2026

06/17/2026

Trump Accounts are a new child-focused savings option with a federal seed contribution, annual contribution limits, and special tax rules. Here’s how they work, who qualifies, and what families should know.

12/30/2022

• Phil Blancato, Advisor Group’s Chief Market Strategist, discusses the market’s current sensitivity to economic data leading into the final month of 2022. Click to listen: https://weeklymarketimpact.libsyn.com/website/weekly-market-impact-november-28 sentiment data markets

This week, Phil talks about the S&P 500 earnings, peak inflation, American exceptionalism, and immigration. 

12/27/2022

• New to doing taxes? Beware! There are costly implications for common errors. Avoid these top filing mistakes. https://www.investopedia.com/top-tax-filing-mistakes-and-how-avoid-them-4232870

What are the worst tax filing mistakes people make? Tax expert and attorney Barbara Weltman points out 10 common errors—and how to stay clear of them.

12/23/2022

• If you’re hoping the interest rate increases have slowed, think again: San Francisco Federal Reserve President Mary Daly expects interest rates to go up at least another percentage point. CNBC breaks down the reasons: https://www.cnbc.com/2022/11/16/feds-daly-sees-rates-rising-at-least-another-percentage-point-as-pausing-is-off-the-table.html

Daly told CNBC that her most recent estimate puts the benchmark overnight lending rate around 5%.

12/19/2022

• Nervous you’ll take the phishing bait without even knowing it? Scammers have gotten amazingly creative at masquerading to look identical to reputable companies or even people you know. Here’s how to not fall for one. https://staysafeonline.org/theft-fraud-cybercrime/phishing/

Cybercriminals have become quite savvy in their attempts to lure people in and get you to click on a link or open an

11/24/2022

Happy Thanksgiving 🦃🍁🍽

10/28/2022

• How do the Fed rate hikes affect your finances? AP News has the story: https://apnews.com/article/rate-hike-personal-impact-4378483e854aa9ae12c55e5a1232de47

NEW YORK (AP) — Mortgage rates have jumped , home sales have slumped and credit cards and auto loans have gotten pricier.

10/21/2022

• If you're one of the millions of Americans who qualify for student loan forgiveness, CNBC has a few steps you can take to prepare to apply next month: https://www.cnbc.com/2022/09/21/how-get-ready-for-student-loan-forgiveness-so-you-can-apply-asap.html

Tens of millions of Americans should be able to apply for student loan forgiveness next month. Here's how to get ready.

10/14/2022

• Deciding what will happen to your 'things' when you die sounds gloomy but is very important. Here’s an intro to starting an estate plan. https://www.policygenius.com/estate-planning/estate-planning-guide/?utm_medium=301&utm_source=/blog/wills-trusts-estate-planning-101

An estate plan lays out who gets your assets when you pass away and how you want people to handle your things if you can’t do so yourself.