Savings Coach

07/16/2026

What is the "Pay Yourself First" strategy?

Most people pay everyone else first...

🏠 The landlord.
⚡ The utility company.
💳 The credit card.
📱 The phone bill.

Then they hope there's something left to save.

The Pay Yourself First strategy flips that approach.

Before you spend money on anything else, automatically move a portion of your paycheck into savings or investments.

It doesn't have to be a huge amount.

Even 5% of every paycheck can add up to thousands of dollars over time—and because it's automatic, you don't have to rely on willpower.

Here's a simple way to start:
✅ Have your direct deposit go into two accounts
✅ Set up an automatic transfer the day after payday.
✅ Then direct additional savings toward retirement, investing, or your next big goal.

The best savings plan isn't the one with the biggest number.

It's the one that happens consistently.

07/15/2026

Gen Z and Millenials: Come join us for the Starting Line - Where your financial journey takes off!

07/15/2026

07/11/2026

Don't be sad. Be happy! Join us August 6th in Royal Oak for a one day financial workshop.

07/09/2026

Your career is growing. Your finances should grow with it.

Between work, friends, travel, fitness, and everything else on your calendar, it's easy to put your money on autopilot. But confidence with money doesn't happen by accident—it comes from making time for it.

A monthly money check-in can help you:
💰 Stay on top of your spending without feeling restricted
📈 Build your emergency fund and future goals
✔️ Make smarter decisions about investing and paying off debt
👍 Feel more in control instead of wondering where your paycheck went
🤍 Create a financial life that supports the lifestyle you want

You don't need to spend hours with spreadsheets. Just 30 minutes each month can make a huge difference.

Because financial confidence isn't about being perfect—it's about being intentional.

📅 Schedule your next money date with yourself. Your future self will be glad you did. If you need help in this area, contact Savings Coach. We're here to help.

Keep Saving!

07/03/2026

See all you runners and parade watchers tomorrow. This is such a fun 1 mile sprint across 14 Mile Road. Hope everyone gets out and enjoys their July 4th weekend!

The Clawson Runs - Freedom Run 5K and Firecracker Mile Presented by OUR Credit Union is on Sunday June 28, 2026 to Saturday July 4, 2026. It includes the following events: Clawson Freedom Run 5K Run/Walk, Firecracker Mile, Combined Freedom Run and Firecracker Mile Entry, Free Kids Freedom 1 Mile Fun...

06/30/2026

How much car can you afford?

The answer isn't the same for everyone.

Shaina sees her car as a tool. It gets her safely from Point A to Point B. She'd rather spend less on a vehicle and put more money toward travel, investing, and future goals.

Paul LOVES cars. He enjoys working on them, driving them, and talking about them. Cars bring him real happiness and are a hobby he's willing to spend money on.

Who's right?

👉 Both of them.

Personal finance is personal. The goal isn't to spend as little as possible. The goal is to spend intentionally on the things that matter most to YOU.

Before buying your next vehicle, ask yourself:
✅ What role does a car play in my life?
✅ What am I willing to sacrifice to afford it?
✅ Will this purchase support or delay my other financial goals?

A car payment isn't just a monthly expense—it's a reflection of your priorities.

Are you more like Shaina or Paul? Let us know in the comments.

06/26/2026

If having to figure out how to pay down your credit card debt has you stressed and worried then join us on August 6th at Mark Ridley's Comedy Castle to learn about the Starting Line – our personal playbook that places you on a roadmap to success – register at https://www.savingscoach.com/startingline

06/25/2026

Many people are wondering about homeownership and are seeking to get their questions answered. If this describes you, join us on August 6th at Mark Ridley's Comedy Castle for the Starting Line - a stress free night of building your roadmap to success – register at https://www.savingscoach.com/startingline

06/24/2026

Thinking about buying your first home?

Before you start scrolling Zillow or touring open houses, make sure you understand the financial side of homeownership.

Our FREE Homebuyer's Guide covers:
✅ Things to improve before you search for a home
✅ Risks of home ownership
✅ Cash flows to consider
✅ Calculator for estimating monthly housing costs

A home purchase is one of the biggest financial decisions you'll ever make. The right preparation can save you thousands of dollars and a lot of stress.

Find a free copy of our guide on our website under resources.