Modern Wealth Management

06/02/2026

Dividend yield tells you how much income a holding generates relative to its price. Use this tool to calculate yield and see what it could mean for your portfolio.

Calculate the dividend yield of a holding and see what that means for income over time.

06/02/2026

The IRS determines taxable Social Security benefits by combining your adjusted gross income, tax-exempt interest, and half of your annual Social Security benefit. Thresholds for taxation haven't changed in decades, meaning more retirees are affected.

06/02/2026

Inheriting a home comes with a step-up cost basis, potentially reducing capital gains taxes for your heirs. But is it always the best plan? It depends on whether you want them to sell, one to buy out others, or keep it in the family. A clear strategy is essential.

06/02/2026

Don't let headlines about inflation or global conflict dictate your financial stress. While you can't control those external forces, you absolutely can control how your retirement plan is structured to navigate any economic environment. Smart planning makes all the difference.

06/01/2026

Is there a role for both active and passive investments in your portfolio?

In investments, one great debate asks the question, “Active or Passive Investing: Which Is Better?”

06/01/2026

Ready to get personalized advice? Visit my website, www.advicemenow.com, and book your session directly on my calendar. We can connect virtually, by phone, or in person if you're local to Tucson. You can also call me at (520) 389-6188 to schedule your complimentary consultation.

06/01/2026

Taxes in retirement are all about how your income is structured, a major change from when you're working. While working, taxes are automatic. In retirement, you control the timing and structure of your income, making you responsible for the tax outcome.

06/01/2026

Stop trying to guess the market. The real goal is preparation. Layer your money by purpose: short-term needs in stable vehicles, intermediate for replenishment, and long-term for growth and inflation protection. This buffer strategy ensures you're never forced to sell at the worst time, especially crucial in retirement.

06/01/2026

Market volatility, taxes, and legacy are all connected. Reacting to retirement uncertainty is costly. The most confident families are those who prepared. Real planning means thinking through every possibility.

05/31/2026

Homebuilder sentiment declined in April, reflecting a more cautious outlook across the housing market.

Rising costs are playing a key role, with increases reported across materials such as insulation, roofing, windows, and doors, as well as higher transportation costs.

Mortgage rates have also risen, adding another layer of pressure on both builders and buyers.

Together, these factors are contributing to a more measured pace of construction activity, as builders adjust to changing conditions.

These shifts highlight how broader economic forces — from financing costs to supply expenses — can influence housing availability and development trends.


Source:

A slew of building suppliers reported price hikes in April on everything from foam insulation and roofing to windows and doors.