Andrea Smith, APMA, CDFA

07/23/2026

Adjusting your portfolio doesn’t have to result in triggering taxes. Let’s explore solutions that can give you flexibility and control. Connect with me to get started.

07/22/2026

Planning for retirement means preparing for both the expected and the unexpected. Approaches that support long‑term growth while helping manage uncertainty can make it easier to stay focused on your goals. A solid strategy today can help create more confidence for tomorrow. Message me if you’d like to start the conversation.

07/21/2026

Long-term care doesn’t just affect finances, it affects families. Without a plan, loved ones often face difficult decisions under stress. Preparing ahead of time can ease the emotional and financial burden for everyone involved. Reach out to discuss how planning today can help protect tomorrow.

07/20/2026

The SALT deduction has changed — and it may affect how much you can deduct and how you plan ahead. This article breaks down what to know now. If you’re considering how these changes fit into your broader financial strategy, I can help.

Explore what the SALT deduction is and how you may be able to use it lower your overall tax bill.

07/19/2026

There’s no one-size-fits-all answer to whether renting or buying is better. The right choice depends on how long you plan to stay, your cash flow and savings, and today’s housing market. This overview breaks down the financial trade-offs to help you decide what makes the most sense right now.

Determine what makes the most financial sense for your situation.

07/18/2026

A quick heads-up for retirement savers: rules are changing. Starting this year, catch‑up contributions may work differently for certain earners, especially when it comes to Roth accounts. Knowing what’s ahead can help avoid surprises and support smarter planning. A small update today can make a meaningful difference tomorrow. It may be a good time to revisit your retirement savings strategy.

Understand the tax and savings implications of the new rules for high earners.

07/17/2026

Are you five years or less from retirement? If so, it’s time to start planning your Social Security income strategy. I can help you understand your benefits to know when you should start collecting.

Find out what Social Security benefits you may qualify for and how the federal program works.

07/16/2026

Every parent wants to give their child a strong financial start. Let’s connect if you’d like guidance on what might be the right investment vehicle for your family’s goals and priorities.

Explore the different investment accounts that can help you support your child’s financial future.

07/15/2026

If something feels off, trust that instinct. Many of today’s most effective scams don’t look suspicious at all — that’s what makes them so dangerous. Here’s a look at the most common tactics we’re seeing right now — and what to do to stay one step ahead.

Stay ahead of bad actors by learning how to spot the top threats of 2026.

07/14/2026

A strong retirement plan isn’t just about what you do — it’s about what you avoid. Seemingly small missteps — around taxes, timing, or risk — can quietly impact long-term outcomes. This article highlights 10 areas worth a closer look. Together, we can identify what to adjust now — so your future stays on track.

Uncover strategies to avoid retirement planning pitfalls and help secure your future.