Sonia Garibay - CrossCountry Mortgage

Sonia Garibay - CrossCountry Mortgage NMLS ID: 292640

NMLS # 292640 CCM #3029
Equal Housing Opportunity
Licensed by the department of financial protection and innovation under the California residential mortgage lending act
🏡Helping families obtain homeownership
You could be next! 209-815-2288

12/01/2025

Celebrating this resilient first-time homebuyer whose searching led to the perfect home—right next door to her sister! We wrote the offer strategically and fetched her a $9,000 closing credit too! Thank you Sonia Garibay - Generations Home Loans …and now with a picket fence and fresh paint our buyer is all settled in! Ready for your own success story? I’d love to take the journey with you!

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Congratulations to the Goodman family on their new home! 🏡✨This move not only brings them closer to work, reducing their...
11/20/2025

Congratulations to the Goodman family on their new home! 🏡✨
This move not only brings them closer to work, reducing their commute, but also gives them more precious family time together. A big shoutout to their agent for expertly negotiating a great purchase price and generous closing cost credits.
Wishing the Goodmans many happy years ahead!

11/20/2025

✨ Congratulations to this amazing first-time homebuyer! ✨
I had the pleasure of meeting her over a year ago at a round-table coffee chat, where we spent the evening talking about how to prepare for buying a first home.
And now—here we are—keys in hand! 🏡🔑
What makes this moment even sweeter? She bought a home right next door to her sister. It doesn’t get more heartwarming than that! ❤️👭

Congratulations to Javier and Judy on the purchase of their beautiful new home!🏡 I’m so excited for this new chapter in ...
11/19/2025

Congratulations to Javier and Judy on the purchase of their beautiful new home!🏡
I’m so excited for this new chapter in your
lives!
I still remember when Javier first came to me-just hoping to put a plan together. He never expected to walk out of my office with a pre-approval in hand... and that's when the journey truly began. From start to finish, the process was fast, smooth, and an absolute pleasure.
Thank you both for being such amazing buyers and for trusting me with such an important milestone. I'm honored to have been part of your journey, and I wish you nothing but the very best as you settle into your new home. Congratulations again!

06/03/2025
After house hunting on and off for what felt like forever -  touring more than 40 homes, taking breaks, trying to time ...
05/15/2025

After house hunting on and off for what felt like forever -  touring more than 40 homes, taking breaks, trying to time the market – they finally took the leap.

This journey was filled with second-guessing, patience,  and persistence. There were moments of burnout, six-month pauses, and endless scrolling through listings that never quite felt right.

But today, they hold the keys to their new home.

Because sometimes, the right time isn’t about timing the market – it’s about trusting your own

Welcome home 🏡🍾

A credit score is a numerical representation of a person’s creditworthiness, and it is calculated based on several facto...
01/21/2025

A credit score is a numerical representation of a person’s creditworthiness, and it is calculated based on several factors that assess how likely a person is to repay their debts. The breakdown of your credit score is usually based on five main categories, each with a specific weight that influences the final score:

01/15/2025

🏡✨ Did you know you can tap into your home equity without affecting your primary mortgage? Whether you're looking to pay off high-interest debt, make home improvements, or even invest in another property, accessing your home equity can be a smart way to leverage the value of your home.

A Home Equity Line of Credit (HELOC) or a Home Equity Loan could provide the funds you need—without altering your primary loan. If you're ready to take advantage of your home's value, let's chat about your options and how you can make it work for your goals! 💸🏠

Address

151 N. Thor Street
Turlock, CA
NMLS#292640

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