Lifecare Affordability Plan

Lifecare Affordability Plan The Lifecare Affordability Plan® is a healthcare-driven financial planning process for older adults.

For more than two decades, SEIA has provided holistic wealth management services to clients in the Washington, DC metro area. As part of this engagement, we have worked with families facing the declining health of their loved ones to help them navigate the complexities of healthcare support and housing and understand their financial options. In 2018, seeing the need to bring this solution to a lar

ger audience, SEIA introduced the Lifecare Affordability Plan®, a flat-rate financial service that includes:

• Coordination with healthcare services. We work directly with healthcare providers to fully understand each patient’s care plan and potential clinical paths.
• Comprehensive financial review: We review all available income, assets, government benefits, liabilities, and ongoing costs to get a full picture of your financial situation.
• Family education: We engage with family members and advocates early in the planning process to make sure that the support team is informed and educated.
• Care-plan driven financial planning. The LCAP™ is an easy-to-understand action plan that helps you pay for the best possible care at a sustainable level. Each LCAP is developed for your family's unique circumstances. Your LCAP provides you with clear guidance on alternative courses of action and budgets. Your LCAP is designed to maximize care options while minimizing the financial impact on your family's security and quality of life.
• Step-by-step guidance. Our long history working with clients in crisis provides us with the long-term perspective needed to direct families to the suitable paths to take to achieve desired outcomes.
• Option to create investment portfolios. We can design customized investment portfolios that help preserve assets and generate liquidity while managing risk.

“People don’t like to talk about money.” - Arvette M. Reid, AIF, SEIA Healthcare Planning StrategistWhether you are faci...
09/03/2026

“People don’t like to talk about money.” - Arvette M. Reid, AIF, SEIA Healthcare Planning Strategist

Whether you are facing healthcare costs for a new diagnosis, planning a move to senior living, or trying to figure out how you'll afford long-term care, we can help.

Join Insight Memory Care Center for a class about "Creating Your Care Team" on Wednesday, September 9, from 12:00-1:30pm...
09/02/2026

Join Insight Memory Care Center for a class about "Creating Your Care Team" on Wednesday, September 9, from 12:00-1:30pm. This class guides care partners in developing a strong circle of support by teaching strategies for effectively engaging family, friends, and professional services to create a sustainable and helpful care team. Sessions are complimentary and open to the public. To register, please visit InsightMCC.org/Events

Thriving is more than health. It is how you make decisions.When care needs change, families often feel like everything i...
09/02/2026

Thriving is more than health. It is how you make decisions.

When care needs change, families often feel like everything is happening at once. Thriving means pausing long enough to ask:
• What do we know?
• What matters most?
• What choices do we still have?

If you are an older couple, a solo ager, or an adult child helping a parent, planning ahead can help you feel less overwhelmed and more in control.

Listen to our “What It Means To Thrive” LCAP podcast: https://loom.ly/8AN_PYY

Avoiding money conversations does not make them easier.In the next conversation between clients and financial planners, ...
08/31/2026

Avoiding money conversations does not make them easier.

In the next conversation between clients and financial planners, ask
“Have you had a chance to think through how this care will be funded over time?”

If your parent wants to stay at home, planning still matters.Home care can feel like the simplest option, but even a few...
08/30/2026

If your parent wants to stay at home, planning still matters.

Home care can feel like the simplest option, but even a few hours a day can add up quickly over months and years.

Families should look at likely hours of care, caregiver availability, home safety needs, and what happens if support needs grow.

Use CareScout’s cost tool in the first comment to estimate care costs in your area, then start a family conversation about how to fund care over time.

Many people assume Medicare or regular health insurance will cover long-term care.The National Institute on Aging explai...
08/29/2026

Many people assume Medicare or regular health insurance will cover long-term care.

The National Institute on Aging explains that most health or disability insurance policies include limited, if any, long-term care benefits.

In many cases, families use savings, retirement income, home equity, government programs, or long-term care insurance to pay for care.

The best time to learn your options is before care is urgently needed. See link in the comments.

Families often hear from many people during a senior care search. If each person gives different guidance about money, t...
08/27/2026

Families often hear from many people during a senior care search. If each person gives different guidance about money, the process becomes confusing fast.

Bringing in a third party, such as the Lifecare Affordability Plan team, can help families dealing with health events to focus on questions, decision-making, and planning.

Most families are surprised by how quickly care costs add up.A national cost survey shows assisted living can run about ...
08/23/2026

Most families are surprised by how quickly care costs add up.

A national cost survey shows assisted living can run about $6,200 per month, while nursing home care can cost much more, depending on the room type and location.

If you are helping a parent plan, do not wait until there is an emergency.

Start by asking: "What care might be needed, where would it happen, and how would we pay for it over time?"

The cost of care can vary dramatically depending on where you live and what kind of support your loved one needs.AARP re...
08/22/2026

The cost of care can vary dramatically depending on where you live and what kind of support your loved one needs.

AARP reports that long-term care costs have been rising faster than many older adults’ incomes, putting more pressure on families trying to help parents stay safe, supported, and well cared for.

Read the AARP overview, then use it as a reason to start your family's money conversation earlier.

We're proud to share that Thomas C. West, Managing Senior Partner at Signature Estate & Investment Advisors, LLC (SEIA),...
08/20/2026

We're proud to share that Thomas C. West, Managing Senior Partner at Signature Estate & Investment Advisors, LLC (SEIA), was recently quoted in U.S. News & World Report discussing strategies families can consider when facing the rising costs of long-term nursing home care.

In the article, Tom highlights the importance of evaluating long-term care insurance, tax-efficient retirement withdrawal strategies, and home equity options while balancing Medicaid eligibility, tax considerations, and estate-planning goals.

As long-term care costs continue to rise, thoughtful planning can make a meaningful difference in helping families preserve financial flexibility and make informed decisions for loved ones.

Thank you, Tom, for continuing to provide guidance on complex retirement and long-term care planning matters. Read the full article. Link in the comments.

Address

1650 Tysons Boulevard, Suite 1575
Tysons Corner, VA
22102

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 5pm
Friday 8:30am - 6pm

Telephone

(844) 347-2344

Website

Alerts

Be the first to know and let us send you an email when Lifecare Affordability Plan posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Lifecare Affordability Plan:

Shortcuts

Share

Category