1On1 Financial

07/17/2026

What do you need to know about how markets performed in a strong Q2 (and what could happen next)? We broke down what you need to know about markets and the economy into a five-minute read.

What savvy investors are watching now

07/14/2026

Are you saving enough for retirement?

It is one of the most common questions we hear, and most generic answers do not actually apply to your situation.

A few signs your plan may need a closer look:

• You are not sure how much guaranteed income you will have each month
• Most of your savings sit in just one type of account
• Your plan has not been reviewed in the last year

None of these mean it is too late. They mean it is worth taking a closer look.

Let’s talk through your situation with you: https://www.1on1financial.com/contact

07/09/2026

Some estate planning decisions seem straightforward at the time, but they can have unintended consequences years later. From beneficiary designations to property deeds and trusts, small details can make a big difference. Read our latest newsletter to learn about three estate planning moves worth revisiting.

Read our latest newsletter.

07/07/2026

There is no perfect age or income level for hiring a financial advisor.

There are, however, clear moments that tend to signal it is time.

A few signs worth paying attention to:

• You started or sold a business
• You received equity compensation or a bonus you are not sure how to handle it
• You are within ten years of retirement
• You are managing several accounts with no real strategy tying them together

None of these require you to have it all figured out first. That is what the conversation is for.

Read the Blog: https://www.1on1financial.com/blog/when-should-you-hire-a-financial-advisor

07/03/2026

Wishing you a safe and happy Independence Day filled with relaxation, celebration, and time spent with family and friends.

Please note that our office will be closed today, Friday, July 3rd in observance of the holiday.

We'll reopen on Monday, July 6th and look forward to connecting with you then.

Have a wonderful holiday weekend!

06/29/2026

Not every financial advisor is the right fit for your situation.

Before you commit, ask the hard questions:

1. Are you a fiduciary?
2. How are you compensated?
3. What is your investment philosophy?
4. Who is your ideal client?
5. How do you communicate with clients?

These questions separate advisors who are simply available from those who are truly qualified to serve your goals.

If you want to know what the right answers look like, we can help.

Schedule a call with us today: https://www.1on1financial.com/contact

06/25/2026

A market drop at the wrong moment can permanently affect your financial plan, even if the market fully recovers.

This is one of the most overlooked risks for anyone approaching a major financial transition.

We break down what it is, why it matters, and the strategies that help protect against it.

Read the full blog post here: https://www.1on1financial.com/blog/what-happens-if-the-market-drops-before-retirement

06/22/2026

We're officially past the halfway point of the year.

For many people, that means taxes, markets, and life goals have already shifted since January.

Here are 5 areas worth reviewing before the end of the year sneaks up on you:

1. Retirement contributions: Are you maximizing your 401k or IRA for the year?
2. Investment allocation: Has market volatility pulled you off your target mix?
3. Tax planning: Is your withholding still accurate? Any events that might change your tax picture?
4. Beneficiary designations: Marriage, divorce, new children, or a loss in the family all warrant a review.
5. Your plan itself: Do your financial goals still reflect where you want your life to go?

A midyear review is one of the simplest ways to stay ahead. Not sure where to start?

We wrote a blog outlining what steps you can take now: https://www.1on1financial.com/blog/midyear-financial-check-in

06/19/2026

Our office is closed today Friday, June 19 in observance of Juneteenth.

We look forward to connecting with you when we return on Monday, June 22.

Wishing you a meaningful holiday.

06/15/2026

Many people spend years focused on saving for retirement, but give little thought to how they'll actually withdraw their money.

The reality is that where your income comes from, when you take it, and how taxes factor in can have a significant impact on your retirement lifestyle.

A thoughtful withdrawal strategy can help bring more clarity and confidence to your retirement plan.

If you haven’t had time to think about your options, we’d be happy to walk you through what they are: https://www.1on1financial.com/contact