DV Financial

DV Financial DV Financial is an independent, fee-based firm offering Financial Planning, Investment Management, and Insurance Products. Independent Wealth Network, Inc.

Art Dinkin, Securities & Investment Advisor Representative. Investment advisory services offered through Independent Wealth Network, Inc., a SEC Registered Investment Advisor. Securities offered through Emerson Equity Member LLC, member FINRA/SIPC. and DV Financial are not affiliated with Emerson Equity, LLC.

07/15/2026

Your coverage might be outdated.

The insurance you set up years ago may not match your life today.

As your income, family, and priorities change, your protection should too.

If it’s been a while since you’ve reviewed it, it’s worth revisiting. If you’re not sure where to start, we can help.

When was the last time you looked at your coverage?

07/08/2026

Where you save matters.

Most people focus on how much to save for college… but where that money sits can have a big impact too.

The way accounts are structured can directly affect financial aid.

If you’re saving for a child or grandchild’s college, or considering it, it’s worth getting this right.

Have questions? Let’s connect.

07/01/2026

Should your advisor get paid no matter what?

How your advisor gets paid matters more than most people realize.

If their compensation doesn’t change based on your outcome, are your interests really aligned?

It’s worth understanding what you’re actually paying for.

Do you know how your advisor gets paid? Let us know in the comments.

06/24/2026

Where is your money actually going?

Mid-career is when things start pulling in every direction. Kids, retirement, lifestyle, experiences.

The challenge isn’t earning more, it’s deciding what matters most.

If you’re trying to balance today with the future, it might be time to take a closer look. We can help.

And let us know in the comments, what’s been the hardest trade-off for you financially?

06/17/2026

Finding balance isn’t easy when student loans, car payments, saving for a house, and retirement are all pulling at the same paycheck.

You don’t need a perfect plan. You need one you can stick with.

Progress beats perfection every time.

When your income grows, your strategy should grow with it.

If you’re trying to make sense of it all without feeling overwhelmed, let’s talk it through.

06/10/2026

Headlines are designed to grab attention, not build a plan for your life.

The media’s job is to be interesting. Our job is to be relevant to you.

Not everything trending online applies to your situation.

If you’re tired of sorting through noise and want advice that’s actually about you, let’s talk.

06/03/2026

401(k) contributions early on can feel confusing.

Contribute too much and cash flow feels tight. Contribute too little and you worry you’re falling behind.

A good starting point is at least enough to get the employer match.

After that, adjust as your income grows.

The key is starting. You can always increase later.

If you want help setting contributions in a way that fits your real life, we’re happy to help.

05/27/2026

One of the biggest mistakes after receiving an inheritance is moving too fast.

Big financial decisions made in emotional moments often lead to regret.

Taking a pause gives you space to think clearly and make thoughtful choices.

Time is on your side.

Before making major moves, sit down with someone who understands the landscape and can help you weigh your options carefully.

If you’ve recently inherited assets and aren’t sure what to do next, we’re here to help.

05/20/2026

Financial planning shouldn’t feel like a lecture.
It takes two.

The best advice comes from real conversations where you talk as much as you listen.

Your goals, concerns, and experiences shape the strategy.

Without your input, the advice can only go so far.

If you’re looking for a planner who listens first and builds from there, let’s connect.

05/13/2026

Student loans feel urgent. Retirement feels far away. So it can feel like you have to pick one.

But student loans vs retirement is usually a balance question, not an either-or decision.

The goal is steady progress without putting your future completely on hold.

Even small retirement contributions matter, especially if there’s a match involved.

If you’re feeling stuck between the two, we can help you find the right mix.

Address

2350 NW 128th Street
Urbandale, IA
50323

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 12pm

Telephone

+15152553354

Website

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