Patten Financial Group

07/17/2026

Life doesn't wait for "someday." 📋

If your Power of Attorney, will, or trust are outdated — or don't exist yet — you're leaving big decisions in the hands of a court, not your family.

Take 5 minutes today to check: Do you have a POA in place? Is your will or trust current? Does it reflect your life now — not five years ago?

Estate planning isn't just for "later." It's how you proactively plan for the people you love, today.

If you would like to learn more about how you can receive COMPLIMENTARY Power of Attorney Documents(Healthcare + Financial), send us a message or comment "POA".

📞 Let's make sure your plan is up to date. (219)312-4128 or www.pattenfinancial.com to Schedule Consultation

[𝘞𝘦 𝘢𝘳𝘦 𝘯𝘰𝘵 𝘢𝘯 𝘦𝘴𝘵𝘢𝘵𝘦 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘢𝘵𝘵𝘰𝘳𝘯𝘦𝘺. 𝘞𝘦 𝘸𝘰𝘳𝘬 𝘸𝘪𝘵𝘩 𝘢𝘯 𝘌𝘴𝘵𝘢𝘵𝘦 𝘗𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘱𝘳𝘰𝘨𝘳𝘢𝘮 𝘵𝘩𝘢𝘵 𝘪𝘴 𝘢𝘵𝘵𝘰𝘳𝘯𝘦𝘺-𝘭𝘦𝘥. 𝘛𝘩𝘪𝘴 𝘤𝘰𝘯𝘵𝘦𝘯𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘦𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘤𝘰𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘦 𝘭𝘦𝘨𝘢𝘭 𝘰𝘳 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘗𝘭𝘦𝘢𝘴𝘦 𝘤𝘰𝘯𝘴𝘶𝘭𝘵 𝘢 𝘲𝘶𝘢𝘭𝘪𝘧𝘪𝘦𝘥 𝘢𝘵𝘵𝘰𝘳𝘯𝘦𝘺 𝘳𝘦𝘨𝘢𝘳𝘥𝘪𝘯𝘨 𝘺𝘰𝘶𝘳 𝘴𝘱𝘦𝘤𝘪𝘧𝘪𝘤 𝘦𝘴𝘵𝘢𝘵𝘦 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘥𝘰𝘤𝘶𝘮𝘦𝘯𝘵𝘴.]

07/16/2026

"I've got savings — do I really need long-term care insurance?"

It's one of the most common questions I get, and I understand the instinct. But here's the part that surprises people: long-term care is one of the biggest and least predictable costs in retirement. Paying for it straight out of savings can quietly drain the very money you set aside for your spouse and your future.

Self-funding works for some families. For a lot of others, it's a bigger gamble than they realize — especially if care lasts longer than average or arrives when the market's down.

I broke down the real costs, the options, and how to have a plan to preserve what you've built — plain English, no pressure:

👉 https://www.pattenfinancial.com/pfg-blog/long-term-care-insurance-if-you-have-savings

Want to see where your own plan stands? Happy to walk through it. 📞 (219) 312-4128

Do you need long-term care insurance if you have savings? Often, savings alone isn't enough. Here's how to protect your nest egg from care costs.

07/09/2026

What actually happens to my annuity when I die?"

It's a question I get a lot — and the answer surprises people, because it depends entirely on how the contract was set up. Some payout options pass money straight to your family, outside of probate. Others leave nothing behind at all.

The three things that decide it: the payout option you chose, whether you'd started taking income, and who you named as beneficiary. And that beneficiary form? It usually overrides your will — something a lot of folks don't realize.

I broke the whole thing down in plain English — no jargon:

👉 https://www.pattenfinancial.com/pfg-blog/what-happens-to-my-annuity-when-i-die

Want a second set of eyes on how your annuity fits with the rest of your plan? Happy to talk it through. 📞 (219) 312-4128

07/07/2026

🚀 Weekly Market Insights – July 6th, 2026 🚀

📊 Fresh trends, market moves, and clear-eyed analysis delivered straight to you.

💡 Stay sharp. Stay strategic. Stay ahead of the market.

07/02/2026

"I'm under the estate tax exemption, so I don't need a plan." 🛑

Not quite. The exemption decides if you're taxed — not who inherits, who decides for you if you can't, or whether your family avoids probate.

Estate planning is about control, not just taxes. Here's what it really covers 👇

🔗

The 2026 federal estate tax exemption is $15 million per person. So if your estate is smaller, do you still need a plan? Short answer: yes. Here's why.

06/30/2026

🚀 Weekly Market Insights – June 29th, 2026 🚀

📊 Fresh trends, market moves, and clear-eyed analysis delivered straight to you.

💡 Stay sharp. Stay strategic. Stay ahead of the market. 💡

06/26/2026

CD or annuity for retirement income? 🤔

One's built for short-term. The other's built for income throughout retirement. Here's how they really compare in 2026 — no jargon, no pressure.

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CDs vs. annuities for retirement income in 2026: a straight comparison of safety, FDIC vs. insurer guarantees, liquidity, and taxes.

06/18/2026

Halfway through 2026 already! ☀️ Before summer gets away from you, it’s worth a quick gut-check on your finances.

Our latest blog walks through 5 simple mid-year moves to keep your plan on track:

✅ Are you capturing your full 401(k) match?
✅ Any tax-planning opportunities to act on now (not in December)?
✅ Has the market pulled your portfolio off-target?
✅ Are your beneficiary designations actually current? (This one takes 10 minutes and is almost always overlooked.)
✅ Is your estate and long-term care foundation still solid?

Thirty focused minutes now can save you a stressful year-end — and keep your long-term plan pointed in the right direction.

📖 Read the full mid-year checkup here 👉 https://www.pattenfinancial.com/pfg-blog/mid-year-financial-checkup-2026

📞 Questions? Call us at (219) 312-4128 or schedule a quick conversation.

06/11/2026

70% of Americans will need long-term care at some point.

Does your retirement plan account for that?

Here are 5 signs it’s time to take a closer look.
https://www.pattenfinancial.com/pfg-blog/5-signs-you-may-need-a-long-term-care-plan

06/05/2026

The 3 conversations every pre-retiree needs to have before age 65 — and most people skip at least one.

Long-term care. Estate planning. Retirement income.

These aren’t just “nice to have” discussions. They’re the foundation of a retirement plan that are critical for you and your family.

At Patten Financial Group, we help Northwest Indiana families have all three — before it’s too late to act.

👇 Read the full article here— https://www.pattenfinancial.com/pfg-blog/3-conversations-pre-retiree-before-65

📞 Schedule your complimentary Retirement Income Review today.